Mitchell County property record for 1356 Roan Rd, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 33,106 sqft (0.76 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,107.00 (2025) |
| Primary APN | 0880-11-57-9028 |
|---|---|
| Alternative APN |
|
| Lot Area | 33,106 sqft (0.76 acres) |
|---|
| Account Number | 555555416 |
|---|---|
| Street Address | 1356 ROAN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5598 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAWKINS BRANCH DR |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0880-11-57-9028
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1356 ROAN RD, SPRUCE PINE, NC 28777-5598 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2010 | Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage USDA |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Sep 11, 2019 | Deed of Trust, Mortgage · Stand Alone Second Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2007 |
| Transfer Doc | 468/603 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 1356 ROAN RD, SPRUCE PINE, NC 28777-5598 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000502/001 |
|---|---|
| Date | May 03, 2010 |
| Book Page | 502/001 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 395 Months |
| Due | Apr 29, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 1356 ROAN RD, SPRUCE PINE, NC 28777-5598 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Title Company | MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 626/692 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 626/692 |
| Instrument | 2021000832 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 1356 ROAN RD, SPRUCE PINE, NC 28777-5598 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 605/637 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 605/637 |
| Instrument | 2019001638 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SPRUCE PINE, NC 28777 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jul 29, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,107.00 (+1.59%) | $329,300 (-) Land $14,100 Building $315,200 | |
| 2023 | $2,074.00 | $329,300 Land $14,100 Building $315,200 | $329,300 Land $14,100 Building $315,200 |
1356 Roan Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 68th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,042 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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