1356 Providence Rd, Deltaville, VA 23043 Property Records

Middlesex County property record for 1356 Providence Rd, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,490 sqft · built 1983
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,508 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45 10 5`

Property Details

APN / Parcel Number

Primary APN	`45 10 5`
Alternative APN	`3725`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,490 sqft Living Area
Gross Area	6,228 sqft
1st Floor Area	3,392 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Copper
Lot Area	130,680 sqft (3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	924 sqft
Deck Area	50 sqft
Patio Area	364 sqft
Utility Building	84 sqft
Boat House	140 sqft
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3725
Street Address	1356 PROVIDENCE RD
City	DELTAVILLE
State	VA
Zip	23043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PROVIDENCE LOT 5 45-1 3 AC D137-689 140-141 P200-641 200 0641
Legal Subdivision	WILLIAM E GOODE PROP
Legal Lot Number	5,45-1
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	2
Census Block	2004
Census Tract	951200

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2285 RIVER RD W, MAIDENS, VA 23102-2706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 10, 2020	Deed of Trust, Mortgage · ARM FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Recording Date	Jul 31, 2026
Property Address	1356 PROVIDENCE RD, DELTAVILLE, VA 23043
Document Number	0000001263
Instrument Date	Jul 30, 2026
Instrument	20261263
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2285 RIVER RD W, MAIDENS, VA 23102-2706

Mortgage

Document Number	0000001263,
Date	Jul 31, 2026
Instrument	20261263

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	1356 PROVIDENCE RD, DELTAVILLE, VA 23043
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000935
Date	Jun 10, 2020
Instrument	200000935

Lender

Name	FULTON BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,508.00	$1,066,900 (-) Land $492,000 Building $574,900	$1,066,900 (-) Land $492,000 Building $574,900
2025	$6,508.00	$1,066,900 (-) Land $492,000 Building $574,900	$1,066,900 (-) Land $492,000 Building $574,900
2023	$6,508.00	$1,066,900 Land $492,000 Building $574,900	$1,066,900 Land $492,000 Building $574,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	87 (1978–2020)
Claims Outside the SFHA	5 of 87
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 22 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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