1356 Georgia Ave, Baker, FL 32531 Property Records

Okaloosa County property record for 1356 Georgia Ave, Baker, FL 32531

Property Summary

Property Type	Vacant Land
Lot Size	0.477 acres (20,783 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Apr 2026)
Tax Bill	$62 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-8886-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-8886-0`
Alternative APNs	`06-3N-24-2760-0014-0030` `24N306276000140030`

Exterior

Lot Area	20,783 sqft (0.477 acres)
Lot Width	100 ft Width

Location & Zoning

Street Address	1356 GEORGIA AVE
City	BAKER
State	FL
Zip	32531-2604
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BAKER LOT 3 BLK 14
Legal Range	24W
Legal Township	03N
Legal Section	06
Legal Subdivision	BAKER
Legal Block	14
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2048
Census Tract	20102

Owner

Source: Okaloosa County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1354 GEORGIA AVE, BAKER, FL 32531-2604
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer MOULTON LAND TITLE INC, MOULTON LAND TITLE
Apr 30, 2026	Warranty Deed · Conventional Mortgage AMERIS BANK
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage OAKLOOSA COUNTY TEACHERS FEDERAL CREDIT UNION
Feb 23, 2021	Warranty Deed, Transfer MOULTON LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	20263814026
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 30, 2026
Property Address	1356 GEORGIA AVE, BAKER, FL 32531-2604
Document Number	0003814025
Instrument Date	Apr 29, 2026
Instrument	2026.3814025
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	MOULTON LAND TITLE INC, MOULTON LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7040 HIGHWAY 4 W, BAKER, FL 32531-8222

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 30, 2026
Property Address	1356 GEORGIA AVE, BAKER, FL 32531-2604
Document Number	0003814026
Instrument Date	Apr 29, 2026
Instrument	2026.3814026
Record Updated	May 12, 2026
Title Company	MOULTON LAND TITLE INC, MOULTON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201,495.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 GEORGIA AVE, BAKER, FL 32531-2604

Mortgage

Document Number	0003814027,
Date	Apr 30, 2026
Instrument	2026..3814027

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	May 15, 2026
Property Address	1356 GEORGIA AVE, BAKER, FL 32531-2604
Document Number	0003816874
Instrument Date	Apr 22, 2026
Instrument	20263816874
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1356 GEORGIA AVE, BAKER, FL 32531-2604

Mortgage

Document Number	0003816874,
Date	May 15, 2026
Instrument	20263816874

Lender

Name	OAKLOOSA COUNTY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 23, 2021
Property Address	1356 GEORGIA AVE, BAKER, FL 32531-2604
Document Number	0035271928
Book / Page	3527 / 1928
Map Reference	MB 1 PG 12
Instrument Date	Feb 12, 2021
Instrument	3432134
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 WOODLAND VW, BOERNE, TX 78015-4770

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 53, BAKER, FL 32531-0053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (+14.81%)	$5,838 (+17.7%) Land $5,838	$5,838 (+17.7%) Land $5,838
2023	$54.00 (+3.85%)	$4,960 (+7.01%) Land $4,960	$4,960 (+7.01%) Land $4,960
2022	$52.00	$4,635 Land $4,635	$4,635 Land $4,635

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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