1356 E Valley Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 1356 E Valley Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,405 sqft · built 1951
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Dec 2016)
Tax Bill	$37,109 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-190-003`

Property Details

APN / Parcel Number

Primary APN	`011-190-003`
Alternative APN	`01119003`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,405 sqft Total Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	29,185 sqft (0.67 acres)

Location & Zoning

Street Address	1356 E VALLEY RD
City	SANTA BARBARA
State	CA
Zip	93108-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	PUEBLO MAP 34D LOT 145
Legal Subdivision	PUEBLO LANDS
Legal Lot Number	145
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3004
Census Tract	1500

Owner

1356 E Valley Rd is owned and occupied by two individuals who bought it in December 2016.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1356 E VALLEY RD, SANTA BARBARA, CA 93108-1243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 11, 2017	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2016 · Amount on File
Deed Sale	Dec 15, 2016 · Amount on File
Deed Document Number	201667401
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1356 E VALLEY RD, SANTA BARBARA, CA 93108-1243
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1356 E VALLEY RD, SANTA BARBARA, CA 93108-1243

Mortgage

Document Number	0000041394
Date	Sep 23, 2022
Instrument	2022-0041394

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1356 E VALLEY RD, SANTA BARBARA, CA 93108-1243
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1356 E VALLEY RD, SANTA BARBARA, CA 93108-1243

Mortgage

Document Number	0000068775
Date	Sep 30, 2021
Instrument	2021-0068775

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.8%
Index	Other
Margin	3
Max Rate	3%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1356 E VALLEY RD, SANTA BARBARA, CA 93108-1243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022361
Date	May 11, 2017
Instrument	2017-0022361

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 1356 E Valley Rd was $37,109.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,512,780 (+2%) Land $1,634,442 Building $1,878,338
2025	$37,109.00	$3,443,903 Land $1,602,395 Building $1,841,508
2023	$35,793.00 (+10.52%)	$3,310,173 Land $1,540,173 Building $1,770,000
2022	$32,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1356 E Valley Rd in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 units insured incl. 2 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	23 of 27
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1356 E Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, GeoLinks.

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