13559 SE 22nd Ln, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 13559 SE 22nd Ln, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,284 sqft · built 2024
Lot Size	10.5 acres (457,816 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jun 2026)
Tax Bill	$6,720 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-25-37-36-0010-00000-0170`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-36-0010-00000-0170`
Alternative APN	`R12537360010000000170`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,284 sqft Living Area
Gross Area	3,680 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	457,816 sqft (10.5 acres)
Garage Type	Attached
Garage Area	544 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13559 SE 22ND LN
City	OKEECHOBEE
State	FL
Zip	34974-7443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLEWOOD RANCHES (PLAT BOOK 7 PAGES 34 THROUGH 50) LOT 17
Legal Range	36E
Legal Township	37S
Legal Section	25
Legal Subdivision	BRIDLEWOOD RANCHES
Legal Lot Number	17
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1010
Census Tract	910401

Owner

13559 SE 22nd Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Okeechobee County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13559 SE 22ND LN, OKEECHOBEE, FL 34974-7443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE MORTGAGE COMPANY
Aug 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Oct 27, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Oct 27, 2022 · Amount on File
Deed Document Number	20266297
Prior Transfer Date	Apr 8, 2020
Prior Transfer Doc	0000003701
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 4, 2026
Property Address	13559 SE 22ND LN, OKEECHOBEE, FL 34974-7443
Document Number	0000006297
Instrument Date	Jun 1, 2026
Instrument	20266297
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	E TITLE LLC, GATLIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13559 SE 22ND LN, OKEECHOBEE, FL 34974-7443

Mortgage

Document Number	0000006298,
Date	Jun 4, 2026
Instrument	20266298

Lender

Name	FIRST CHOICE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	13559 SE 22ND LN, OKEECHOBEE, FL 34974-7443
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 SW GLEN CREST WAY, STUART, FL 34997-7257

Mortgage

Document Number	0000009299
Date	Aug 7, 2023
Instrument	2023009299

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	377 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2035
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	10%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 27, 2022
Property Address	13559 SE 22ND LN, OKEECHOBEE, FL 34974-7443
Document Number	0000014035
Map Reference	MB 7 PG 34-50
Instrument Date	Oct 18, 2022
Instrument	2022014035
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6029 180TH ST N, JUPITER, FL 33458-7916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13559 SE 22ND LN, OKEECHOBEE, FL 34974-7443

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 16, 2020
Property Address	13559 SE 22ND LN, OKEECHOBEE, FL 34974
Document Number	0000003701
Instrument Date	Apr 8, 2020
Instrument	3701
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2701 PGA BLVD #C PALM BEACH GARDENS FL 334102982, C, PALM BEACH GARDENS, FL 33410-2982

Tax Assessment & Valuation

The 2025 property tax bill for 13559 SE 22nd Ln was $6,720 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,720.00 Homeowner's exemption	$474,026	$611,856 Land $194,880 Building $416,976
2023	$2,477.00 (+74.68%)	$168,005 (+17.42%) Land $168,005	$168,005 (+17.42%) Land $168,005
2022	$1,418.00	$143,085 Land $143,085	$143,085 Land $143,085

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13559 SE 22nd Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2004–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13559 SE 22nd Ln is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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