13557 Messino Ct, Estero, FL 33928 Property Records

Lee County property record for 13557 Messino Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,798 sqft · built 2013
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Trust Names on File
Last Sale	$590,000 (Mar 2025)
Tax Bill	$7,478 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E3-1600F.0330`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E3-1600F.0330`
Alternative APNs	`263246E31600F0330` `10560203`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,798 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	2,032 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,754 sqft (0.178 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	177 sqft
Patio Area	374 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10560203
Street Address	13557 MESSINO CT
City	ESTERO
State	FL
Zip	33928-6455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT 19 DESC IN INST#2012000257541 LOT 33
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	5
Legal Lot Number	33
Legal Unit	19
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5003
Census Tract	50311

Owner

13557 Messino Ct is owner-occupied and held in a trust since March 2025.

Source: Lee County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13557 MESSINO CT, ESTERO, FL 33928-6455
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2025 · Amount on File
Deed Sale	Mar 19, 2025 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	202572129
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 24, 2026
Property Address	13557 MESSINO CT, ESTERO, FL 33928-6455
Document Number	0000247921
Instrument Date	Sep 17, 2026
Instrument	2026247921
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13557 MESSINO CT, ESTERO, FL 33928-6455

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Jun 22, 2026
Property Address	13557 MESSINO CT, ESTERO, FL 33928-6455
Document Number	0000165922
Instrument Date	Jun 12, 2026
Instrument	2026165922
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13557 MESSINO CT, ESTERO, FL 33928-6455

Mortgage

Document Number	0000165922,
Date	Jun 22, 2026
Instrument	2026165922

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13557 MESSINO CT, ESTERO, FL 33928-6455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150975
Date	Jun 26, 2019
Instrument	2019000150975

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 7, 2018
Property Address	13557 MESSINO CT, ESTERO, FL 33928-6455
Document Number	0000139294
Map Reference	DOC2012000257541
Instrument Date	Jun 5, 2018
Instrument	2018000139294
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	HELGHTS TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 PATRIOTS WAY, 202, MARS, PA 16046-3734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 205TH ST, INDEPENDENCE, IA 50644-9206

Mortgage

Document Number	0000139297
Date	Jun 7, 2018
Instrument	2018000139297

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13557 Messino Ct was $7,478.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,578 (+12.45%) Land $82,244 Building $425,334	$507,578 (+3.81%) Land $82,244 Building $425,334
2025	$7,478.00	$451,363	$488,959 Land $92,863 Building $396,096
2023	$6,958.00 (+12.3%)	$508,198 (+24.43%) Land $91,840 Building $416,358	$508,198 (+24.43%) Land $91,840 Building $416,358
2022	$6,196.00	$408,433 Land $83,095 Building $325,338	$408,433 Land $83,095 Building $325,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13557 Messino Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13557 Messino Ct is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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