13557 Kay St, Paulding, OH 45879 Property Records

Paulding County property record for 13557 Kay St, Paulding, OH 45879

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,248 sqft · built 1994
Lot Size0.257 acres (11,238 sqft)
OwnerIndividual Name on File
Last Sale$83,000 (Jun 2017)
Tax Bill$1,284 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Dec 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-51B-019-00

Property Details

APN / Parcel Number

Primary APN23-51B-019-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area11,238 sqft (0.257 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage Area288 sqft
Parking Spaces2 Parking Spaces
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address13557 KAY ST
CityPAULDING
StateOH
Zip45879-8864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 NONEMAN EM ACRES ALLOT#3 PAULDING VILLAGE
Legal SubdivisionNONEMANS EMERALD ACRES ALLOTM
Legal Lot Number9
JurisdictionPAULDING OH
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2024
Census Tract960400

Owner

13557 Kay St is owned and occupied by an individual who bought it in June 2017.

Source: Paulding County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address13557 KAY ST, PAULDING, OH 45879-8864
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · Line of Credit
THE STATE BANK & TRUST CO
Dec 13, 2017Deed of Trust, Mortgage · Line of Credit
THE STATE BANK & TRUST CO
Jun 13, 2017Warranty Deed, Transfer · Conventional Mortgage
THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2017 · Amount on File
Deed SaleJun 13, 2017 · Amount on File
Prior SaleAug 4, 2006 · Amount on File
Deed Document Number225
Deed Book / Page578 / 396
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAULDING OH
Property Address13557 KAY ST, PAULDING, OH 45879-8864
Transaction TypeMortgage
Record UpdatedMay 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00607/1234
DateApr 22, 2022
Book Page607/1234
Instrument202200000997
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
AddressPAULDING, OH 45879
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 24, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAULDING OH
Property Address13557 KAY ST, PAULDING, OH 45879-8864
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number581/0958
DateDec 13, 2017
Book Page581/0958
Instrument201700002926
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
AddressPAULDING, OH 45879
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueDec 24, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAULDING OH
Recording DateJun 13, 2017
Property Address13557 KAY ST, PAULDING, OH 45879-8864
Document Number00578/0396
Book / Page578 / 0396
Instrument DateJun 12, 2017
Instrument201700001333
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$83.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13557 KAY ST, PAULDING, OH 45879-8864

Mortgage

Document Number201700001334
DateJun 13, 2017
Instrument201700001334
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 13557 Kay St was $1,284 with a homeowner's exemption, up 71.2% from the year before.

Source: Paulding County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyPaulding County
County SubdivisionJackson Township
MunicipalityPaulding Village
Unified School DistrictPaulding Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,284.00 (+71.2%) Homeowner's exemption$49,010 (+35.01%) Land $7,110 Building $41,900$140,000 Land $20,300 Building $119,700
2024$750.00 (-7.06%) Homeowner's exemption$36,300 (-) Land $5,250 Building $31,050
2023$807.00 (-3.24%) Homeowner's exemption$36,300 (-) Land $5,250 Building $31,050
2022$834.00 Homeowner's exemption$36,300 Land $5,250 Building $31,050$103,700 Land $15,000 Building $88,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13557 Kay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1982–2019)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13557 Kay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAULDING VILLAGE PWS
serves 3,605 people · EPA ID OH6300411
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2025
Total trihalomethanes
resolved · Jan 2023
Turbidity
resolved · Aug 2021
Treatment and ProcedureNo certified operator
Jan 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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