13550 Five Point Rd, Locust, NC 28097 Property Records

Stanly County property record for 13550 Five Point Rd, Locust, NC 28097 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,960 sqft Finished Area
Lot Size	435,600 sqft (10 acres)
Occupancy	Owner Occupied
Tax Bill	$2,006.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`558702682097`
Alternative APNs	`33747` `35011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,960 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	435,600 sqft (10 acres)
Porch	1 Porch
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	35011
Street Address	13550 FIVE POINT RD
City	LOCUST
State	NC
Zip	28097-8280
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 13550 FIVE POINT RD 558700163
Legal Subdivision	ARDIS L VICKERS MICHELLE K VIC
Jurisdiction	STANLY NC
Minor Civil Division	ALMOND
Census Blockgroup	1
Census Block	1026
Census Tract	930700

Owner

Source: Stanly County records · APN 558702682097

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	13550 FIVE POINT RD, LOCUST, NC 28097-8280
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 1999
Deed Sale	Feb 09, 1999
Deed Doc Number	0000698880
Record Refreshed	Jun 07, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	13550 FIVE POINT RD, LOCUST, NC 28097-8280
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13550 FIVE POINT RD, LOCUST, NC 28097-8280

Mortgage

Document Number	0000454462
Date	Jan 09, 2023
Book Page	1810/1
Instrument	454462

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,006.00	$246,606 (-) Land $84,500 Building $162,106	$246,606 (-) Land $84,500 Building $162,106
2022	$2,006.00	$246,606 Land $84,500 Building $162,106	$246,606 Land $84,500 Building $162,106

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.