1355 Tree Garden Pl, Concord, CA 94518 Property Records

Contra Costa County property record for 1355 Tree Garden Pl, Concord, CA 94518

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,268 sqft · built 1975
Lot Size	0.014 acres (600 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Nov 2008)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`147-430-081-9`

Property Details

APN / Parcel Number

Primary APN	`147-430-081-9`
Alternative APN	`147-430-081`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,268 sqft Living Area
1st Floor Area	628 sqft
2nd Floor Area	640 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	600 sqft (0.014 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1355 TREE GARDEN PL
City	CONCORD
State	CA
Zip	94518-3741
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M25
Legal Description	TR 4595 LOT 1 BLDG 1 UNIT 3
Legal Subdivision	SUBDIVISION 4595 BLDG 1
Legal Tract	4595
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	338101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1355 TREE GARDEN PL, CONCORD, CA 94518-3741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Aug 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2008 · Amount on Record
Deed Sale	Nov 25, 2008 · Amount on Record
Prior Sale	May 19, 2008 · Amount on Record
Deed Document Number	2008256009
Last Transfer Date	Aug 6, 2020
Transfer Doc	0000168793
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1355 TREE GARDEN PL, CONCORD, CA 94518-3741
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 TREE GARDEN PL, CONCORD, CA 94518-3741

Mortgage

Document Number	0000086682
Date	Sep 8, 2023
Instrument	2023-086682

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1355 TREE GARDEN PL, CONCORD, CA 94518-3741
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 TREE GARDEN PL, CONCORD, CA 94518-3741

Mortgage

Document Number	0000272338
Date	Oct 1, 2021
Instrument	2021-272338

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1355 TREE GARDEN PL, CONCORD, CA 94518-3741
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149648
Date	Aug 18, 2017
Instrument	2017-149648

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1355 TREE GARDEN PL, CONCORD, CA 94518-3741
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208998
Date	Nov 21, 2019
Instrument	2019-208998

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 12, 2020
Property Address	1355 TREE GARDEN PL, CONCORD, CA 94518-3741
Document Number	0000168793
Map Reference	MB 166 PG 48
Instrument Date	Aug 6, 2020
Instrument	2020-168793
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1355 TREE GARDEN PL, CONCORD, CA 94518-3741

Mortgage

Document Number	0000168794
Date	Aug 12, 2020
Instrument	2020-168794

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$186,501 (+2%) Land $98,505 Building $87,996
2025	$2,929.00 (+6.08%) Homeowner's exemption	$182,845 (+4.04%) Land $96,574 Building $86,271
2023	$2,761.00 (+2.26%) Homeowner's exemption	$175,747 Land $92,825 Building $82,922
2022	$2,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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