1355 River Ridge Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 1355 River Ridge Dr, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,021 sqft · built 1992
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$1,375,000 (Sep 2020)
Tax Bill	$8,902 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33-40-16-00003-0000-00005.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-16-00003-0000-00005.0`
Alternative APN	`95767`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,021 sqft Living Area
1st Floor Area	3,021 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	800 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	335 sqft
Deck Area	360 sqft
Patio Area	924 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	95767
Street Address	1355 RIVER RIDGE DR
City	VERO BEACH
State	FL
Zip	32963-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	RIVER RIDGE ESTATES LOT 5 PBI 8-80
Legal Range	40
Legal Township	33
Legal Section	16
Legal Subdivision	RIVER RIDGE ESTATES
Legal Lot Number	5
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1011
Census Tract	50508

Owner

1355 River Ridge Dr is owned and occupied by an individual who bought it in September 2020.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1355 RIVER RIDGE DR, VERO BEACH, FL 32963-2564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Jan 14, 2015 · Amount on File
Deed Document Number	3120200051749
Deed Book / Page	3334 / 1595
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 2, 2020
Property Address	1355 RIVER RIDGE DR, VERO BEACH, FL 32963-2564
Document Number	0033341595
Book / Page	3334 / 1595
Map Reference	MB 8 PG 80
Instrument Date	Aug 31, 2020
Instrument	3120200051749
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ELITE TTL OF TREASURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 RIVER RIDGE DR, 1355, VERO BEACH, FL 32963-2564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 RIVER RIDGE DR, VERO BEACH, FL 32963-2564

Mortgage

Document Number	33341596
Date	Sep 2, 2020
Instrument	3334/1596

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1355 River Ridge Dr was $8,902.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,902.00	$647,563	$1,981,057 Land $1,315,800 Building $665,257
2023	$8,108.00 (+2.43%)	$610,983 (+3%)	$1,420,119 (+13.52%) Land $804,100 Building $616,019
2022	$7,916.00	$593,187	$1,250,949 Land $804,100 Building $446,849

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1355 River Ridge Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 310 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	406 units insured incl. 96 condo units
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1355 River Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20