1355 Keel Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1355 Keel Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,039 sqft · built 1998
Lot Size	0.292 acres (12,711 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Dec 2014)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-04-26-014075-005-37`

Property Details

APN / Parcel Number

Primary APN	`44-04-26-014075-005-37`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,039 sqft Living Area
Gross Area	2,459 sqft
1st Floor Area	2,039 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,711 sqft (0.292 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened/Unfinished Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1355 KEEL CT
City	FLEMING ISLAND
State	FL
Zip	32003-7260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 256 HARBOR ISLAND UNIT 2 AS REC OR 3703 PG 789
Legal Range	26E
Legal Township	04S
Legal Section	44
Legal Subdivision	HARBOR ISLAND UNIT 2
Legal Lot Number	256
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3000
Census Tract	30705

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1355 KEEL CT, FLEMING ISLAND, FL 32003-7260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FLORIDA CU
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 2, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2014 · Amount on File
Deed Sale	Dec 11, 2014 · Amount on File
Deed Document Number	201462218
Deed Book / Page	3703 / 789
Prior Transfer Date	Aug 23, 2011
Prior Transfer Doc	0033330109
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1355 KEEL CT, FLEMING ISLAND, FL 32003-7260
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 KEEL CT, FLEMING ISLAND, FL 32003-7260

Mortgage

Document Number	0047950852
Date	Feb 15, 2024
Book Page	4795/852
Instrument	2024007231

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 10, 2044

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1355 KEEL CT, FLEMING ISLAND, FL 32003-7260
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 KEEL CT, FLEMING ISLE, FL 32003-7260

Mortgage

Document Number	0045880772
Date	Mar 28, 2022
Book Page	4588/772
Instrument	2022019643

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1355 KEEL CT, FLEMING ISLAND, FL 32003-7260
Document Number	0043272068
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1355 KEEL CT FLEMING ISLAND FL 320037260, FLEMING ISLAND, FL 32003-7260

Mortgage

Document Number	0043272068
Date	Jul 10, 2020
Book Page	004327/002068
Instrument	34279

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 9, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,570.00 (+4.9%) Homeowner's exemption	$208,679 (+5.99%)	$353,063 (+7.46%) Land $55,000 Building $298,063
2024	$2,450.00 (-9.73%)
2023	$2,714.00 (+7.78%) Homeowner's exemption	$196,892 (+3%)	$328,549 (+10.76%) Land $55,000 Building $273,549
2022	$2,518.00 Homeowner's exemption	$191,158	$296,627 Land $45,000 Building $251,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	36 (2012–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 3 claims Hurricane Irma, Sep 2017 · 30 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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