1355 Huggins Bottom Rd, Guys, TN 38339 Property Records

McNairy County property record for 1355 Huggins Bottom Rd, Guys, TN 38339

Property Summary

Property Type	Rural Home
Details	3 ba · 2,990 sqft · built 1989
Lot Size	51.9 acres (2,261,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,500 (Jun 2020)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055131 01600`

Property Details

APN / Parcel Number

Primary APN	`055131 01600`
Alternative APN	`131 01600`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,990 sqft Living Area
1st Floor Area	2,423 sqft
Basement Area	567 sqft
Finished Basement	567 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,261,635 sqft (51.9 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	567 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	234 sqft
Deck Area	746 sqft
Patio Area	936 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1355 HUGGINS BOTTOM RD
City	GUYS
State	TN
Zip	38339-5121
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 5
Jurisdiction	MCNAIRY TN
Township / Civil Division	7
Census Block Group	1
Census Block	1072
Census Tract	930700

Owner

Source: McNairy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1355 HUGGINS BOTTOM RD, GUYS, TN 38339-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST TENNESSEE BANK NA
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Jul 24, 2000 · Amount on Record
Deed Document Number	116227
Deed Book / Page	254 / 413
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	1355 HUGGINS BOTTOM RD, GUYS, TN 38339-5121
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425592
Date	Dec 8, 2017
Book Page	425/592
Instrument	105714

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	1355 HUGGINS BOTTOM RD, GUYS, TN 38339-5121
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092542
Date	Oct 12, 2021
Book Page	9/2542
Instrument	123452

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	98780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2036

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Jun 22, 2020
Property Address	1355 HUGGINS BOTTOM RD, GUYS, TN 38339-5121
Document Number	0000254413
Book / Page	254 / 413
Instrument Date	Jun 11, 2020
Instrument	116227
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,774.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 HUGGINS BOTTOM RD, GUYS, TN 38339-5121

Mortgage

Document Number	0000116228
Date	Jun 22, 2020
Instrument	116228

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	1355 HUGGINS BOTTOM RD, GUYS, TN 38339-5121
Document Number	4282567
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1355 HUGGINS BOTTOM RD GUYS TN 383395121, GUYS, TN 38339-5121

Mortgage

Document Number	4282567
Date	Jan 30, 2019
Book Page	000428/002567
Instrument	110281

Lender

Name	BANCORPSOUTH
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 29, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00	$87,975 (-) Land $19,450 Building $68,525
2023		$87,975 Land $19,450 Building $68,525
2022	$1,388.00		$351,900 Land $77,800 Building $274,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIE WATER DEPT serves 2,825 people · EPA ID TN0000454
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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