Rowan County property record for 1355 Frontier Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft |
| Lot Size | 0.156 acres (6,832 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Nov 2025) |
| Tax Bill | $1,046 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-30 00 089.00 |
| Primary APN | 080-30 00 089.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,832 sqft (0.156 acres) |
| Heating System | Oil |
|---|---|
| Heating Fuel | Electric |
| Account Number | 5307 |
|---|---|
| Street Address | 1355 FRONTIER DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT 5 TOLLIVER ADDITION |
| Legal Subdivision | TOLLIVER ADDITION |
| Legal Lot Number | 5 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950202 |
Source: Rowan County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 852, MOREHEAD, KY 40351-0852 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK AND TRUST COMPANY |
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK MORTGAGE CO |
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK MORTGAGE CO |
| Nov 18, 2025 | Deed, Transfer · Commercial Mortgage STOCK YARDS BANK & TRUST CO |
| Jan 10, 2024 | Deed, Transfer · Stand-Alone First Mortgage THE CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Sep 2, 2014 · Amount on Record |
| Deed Document Number | 20252042211 |
| Deed Book / Page | 297 / 750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 29, 2026 |
| Property Address | 1355 FRONTIER DR, MOREHEAD, KY 40351-1375 |
| Document Number | 0002046372 |
| Book / Page | 493 / 308 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20262046372 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 496 SKAGGS RD, MOREHEAD, KY 40351-8850 |
| Document Number | 0002046372, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 493/308 |
| Instrument | 20262046372 |
| Name | STOCK YARDS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 24, 2031 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 1355 FRONTIER DR, MOREHEAD, KY 40351-1375 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 496 SKAGGS RD, MOREHEAD, KY 40351-8850 |
| Document Number | 00A490/170 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | A490/170 |
| Instrument | 2044405 |
| Name | STOCK YARDS BANK MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 1355 FRONTIER DR, MOREHEAD, KY 40351-1375 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 496 SKAGGS RD, MOREHEAD, KY 40351-8850 |
| Document Number | 00A490/170 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | A490/170 |
| Instrument | 2044405 |
| Name | STOCK YARDS BANK MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Nov 18, 2025 |
| Property Address | 1355 FRONTIER DR, MOREHEAD, KY 40351-1375 |
| Document Number | 00D297/750 |
| Book / Page | D297 / 750 |
| Map Reference | CAB 1 SL 250 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2042211 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 DALE LN, MOREHEAD, KY 40351-9207 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 852, MOREHEAD, KY 40351-0852 |
| Document Number | 0002042214 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2042214 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 14, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 10, 2024 |
| Property Address | 1355 FRONTIER DR, MOREHEAD, KY 40351-1375 |
| Document Number | 00D290/388 |
| Book / Page | D290 / 388 |
| Map Reference | CAB 1 SL 250 |
| Instrument Date | Jan 2, 2024 |
| Instrument | 2027443 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 DALE LN, MOREHEAD, KY 40351-9207 |
| Name | Verified Name |
|---|---|
| Address | 20 DALE LN, MOREHEAD, KY 40351-9207 |
| Document Number | 0002027444 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2027444 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 2, 2027 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,046.00 (+53.6%) | $125,000 (+56.25%) Land $25,000 Building $100,000 | $125,000 (+56.25%) Land $25,000 Building $100,000 |
| 2023 | $681.00 | $80,000 Land $20,000 Building $60,000 | $80,000 Land $20,000 Building $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD STATE UNIVERSITY state or territorial government · serves 6,500 people · EPA ID KY1030480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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