Schenectady County and Schenectady City property record for 1355 Dewitt St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,044 sqft · built 1920 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,500 (Aug 2026) |
| Tax Bill | $3,794 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.64-3-30 |
| Primary APN | 421500 49.64-3-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 550 sqft |
| 2nd Floor Area | 494 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,375 sqft (0.1 acres) |
| Lot Dimensions | 125 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 170 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 4215004964330 |
|---|---|
| Street Address | 1355 DEWITT ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | CHRISTER ESTATE |
| Legal Block | 3 |
| Legal Lot Number | 30.00 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21600 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 60 CHERRY AVE, DELMAR, NY 12054-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Jun 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 2, 2017 | Loan Modification, Mortgage · FHA Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on Record |
| Deed Sale | Aug 25, 2026 · Amount on Record |
| Prior Sale | Nov 3, 2009 · Amount on Record |
| Deed Document Number | 202618882 |
| Deed Book / Page | 2178 / 355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 25, 2026 |
| Property Address | 1355 DEWITT ST, SCHENECTADY, NY 12303-1415 |
| Document Number | 0000018882 |
| Book / Page | 2178 / 355 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202618882 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,102.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 CHERRY AVE, DELMAR, NY 12054-2508 |
| Document Number | 0000018883, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202618883 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1355 DEWITT ST, SCHENECTADY, NY 12303-1415 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1355 DEWITT ST, SCHENECTADY, NY 12303-1415 |
| Document Number | 0000027084 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 5108/632 |
| Instrument | 202127084 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1355 DEWITT ST, SCHENECTADY, NY 12303-1415 |
| Document Number | 0000049433 |
| Book / Page | 004797 / 000652 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1355 DEWITT ST SCHENECTADY NY 123031415, SCHENECTADY, NY 12303-1415 |
| Document Number | 0000049433 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 004797/000652 |
| Instrument | 49433 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,794.00 (+2.96%) Homeowner's exemption | ||
| 2025 | $3,685.00 (+12.31%) | $78,200 (-) Land $11,700 Building $66,500 | $129,492 (+30.82%) Land $19,374 Building $110,118 |
| 2023 | $78,200 (-) Land $11,700 Building $66,500 | $98,987 (+3.8%) Land $14,810 Building $84,177 | |
| 2022 | $78,200 Land $11,700 Building $66,500 | $95,366 Land $14,268 Building $81,098 | |
| 2021 | $3,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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