13546 Cardinal Dr, Baxter, MN 56425 Property Records

Crow Wing County property record for 13546 Cardinal Dr, Baxter, MN 56425

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,456 sqft · built 1990
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2025)
Tax Bill	$3,432 (2026)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010072302D00009`

Property Details

APN / Parcel Number

Primary APN	`010072302D00009`
Alternative APNs	`40070506` `177563` `186809` `35110`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,602 sqft
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Finished Basement	1,456 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,218 sqft (2.14 acres)
Garage Area	936 sqft
Driveway	Driveway
Deck Area	180 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	186809
Street Address	13546 CARDINAL DR
City	BAXTER
State	MN
Zip	56425-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GL 2 DAF: COMM AT NW COR OF PROP TRANS TO HORIGAN BY WD REC IN BK 94 OF DEEDS PG 403 THEN DUE E 250 FT TO A POINT WHICH
Legal Range	28W
Legal Township	133
Legal Section	07
Legal Block	94
Legal Lot Number	2
Jurisdiction	CROW WING MN
Township / Civil Division	BAXTER
Census Block Group	1
Census Block	1000
Census Tract	951304

Owner

13546 Cardinal Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13546 CARDINAL DR, BAXTER, MN 56425-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Deed Document Number	20251014045
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	13546 CARDINAL DR, BAXTER, MN 56425-2220
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 6TH AVE, IRONTON, MN 56455-1191

Mortgage

Document Number	0001014048
Date	Sep 3, 2025
Instrument	1014048

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 13546 Cardinal Dr was $3,432 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Baxter City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,432.00 Homeowner's exemption	$361,600 (+1.37%) Land $78,200 Building $283,400	$361,600 (+1.37%) Land $78,200 Building $283,400
2025		$356,700 Land $77,300 Building $279,400	$356,700 Land $77,300 Building $279,400
2023	$8,396.00 Homeowner's exemption	$339,100 Land $95,800 Building $243,300	$339,100 Land $95,800 Building $243,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13546 Cardinal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13546 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Baxter serves 9,341 people · EPA ID MN1180027
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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