13545 Cuyamaca Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 13545 Cuyamaca Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 1989
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2018)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3088-441-04-0000`

Property Details

APN / Parcel Number

Primary APN	`3088-441-04-0000`
Alternative APN	`0444594040000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,902 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	374 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13545 CUYAMACA RD
City	APPLE VALLEY
State	CA
Zip	92308-6031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8476 LOT 535
Legal Tract	8476
Legal Block	1
Legal Lot Number	535
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1022
Census Tract	9725

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13545 CUYAMACA RD, APPLE VALLEY, CA 92308-6031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jul 9, 2019	Deed of Trust, Mortgage QUICKEN LNS
Aug 24, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Jan 30, 2013 · Amount on Record
Deed Document Number	2018310362
Prior Transfer Date	Nov 18, 1997
Prior Transfer Doc	0000444400
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13545 CUYAMACA RD, APPLE VALLEY, CA 92308-6031
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13545 CUYAMACA RD, APPLE VALLEY, CA 92308-6031

Mortgage

Document Number	0000118181
Date	Mar 16, 2021
Instrument	2021-0118181

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13545 CUYAMACA RD, APPLE VALLEY, CA 92308-6031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057130
Date	Feb 15, 2018
Instrument	2018-0057130

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13545 CUYAMACA RD, APPLE VALLEY, CA 92308-6031
Document Number	0000234421
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13545 CUYAMACA RD APPLE VALLEY CA 923086031, APPLE VALLEY, CA 92308-6031

Mortgage

Document Number	0000234421
Date	Jul 15, 2019
Instrument	234421

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 24, 2018
Property Address	13545 CUYAMACA RD, APPLE VALLEY, CA 92308-6031
Document Number	0000310362
Map Reference	MB 203 PG 29-45
Instrument Date	Jul 18, 2018
Instrument	2018-0310362
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13545 CUYAMACA RD, APPLE VALLEY, CA 92308-6031

Mortgage

Document Number	0000310363
Date	Aug 24, 2018
Instrument	2018-0310363

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,418 (+2%) Land $71,685 Building $286,733
2025	$4,118.00 (+3.83%)	$351,390 (+4.04%) Land $70,279 Building $281,111
2023	$3,966.00 (+1.51%)	$337,745 Land $67,550 Building $270,195
2022	$3,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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