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13545 Co Rd 13 N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 13545 Co Rd 13 N, Saint Augustine, FL 32092

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,564 sqft · built 1942
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$625,000 (May 2025)
Tax Bill$4,101 (2025)
Deeds & MortgagesFeb 2024 Transfer
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN017540-0010

Property Details

APN / Parcel Number

Primary APN017540-0010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,564 sqft Living Area
Gross Area1,861 sqft
1st Floor Area941 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 2007
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,454 sqft (0.24 acres)
Lot Width120 ft Width

Exterior Amenities

PorchFinished Screened Porch
Porch Area482 sqft
Deck Area325 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address13545 COUNTY ROAD 13 N
CitySAINT AUGUSTINE
StateFL
Zip32092-8823
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCHT
Legal Description6-1 PT OF LOT 12 -105.53FT ON WLY R/W OF SR 13 - APPROX 120FT ON RIVER(TOGETHER WITH TOCOI CONDO BOAT SLIPS #2 & #3 OR1495/953) OR4622/640 & 5901/5 & OR6158/434
Legal Range27E
Legal Township07S
Legal Section26
Legal SubdivisionTOCOI
Legal Lot Number12-10
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3017
Census Tract21004

Owner

13545 Co Rd 13 N, a condominium, is owned and occupied by two individuals who bought it in May 2025.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address13545 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8823
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 7, 2021Deed of Trust, Mortgage · VA Mortgage
FIRST GUARANTY MORTGAGE CORP
Oct 4, 2018Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2025 · Amount on File
Deed SaleMay 30, 2025 · Amount on File
Prior SaleOct 4, 2018 · Amount on File
Deed Document Number202542551
Deed Book / Page6158 / 434
Prior Transfer DateJan 18, 2024
Prior Transfer Doc0059010005
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 15, 2024
Property Address13545 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8823
Document Number0059010005
Book / Page5901 / 5
Instrument DateJan 18, 2024
Instrument2024011660
Transaction TypeTransfer
Record UpdatedMar 1, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address13545 COUNTY ROAD 13 N, ST AUGUSTINE, FL 32092-8823

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address13545 COUNTY ROAD 13 N, ST AUGUSTINE, FL 32092-8823

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address13545 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8823
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address13545 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8823

Mortgage

Document Number0053110040
DateJul 7, 2021
Book Page5311/40
Instrument2021075002
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount on Record
Term337 Months
DueAug 1, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 4, 2018
Property Address13545 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8823
Document Number0046220640
Book / Page004622 / 000640
Instrument DateOct 3, 2018
Instrument72094
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,327.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address13545 COUNTY ROAD 13 N ST AUGUSTINE FL 320928823, ST AUGUSTINE, FL 32092-8823

Mortgage

Document Number46220642
DateOct 4, 2018
Book Page004622/000642
Instrument72095
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13545 Co Rd 13 N was $4,101, up 12.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$509,298 (+59.91%) Land $360,000 Building $149,298$509,298 (-0.06%) Land $360,000 Building $149,298
2025$4,101.00 (+12.66%) Homeowner's exemption$318,500 (+2.9%)$509,606 (+15.77%) Land $360,000 Building $149,606
2024$3,640.00 (+1.99%) Homeowner's exemption$309,524 (+3%)$440,192 (-1.41%) Land $312,000 Building $128,192
2023$3,569.00 (+2.94%) Homeowner's exemption$300,509 (+3%)$446,480 (+40.44%) Land $300,000 Building $146,480
2022$3,467.00 Homeowner's exemption$291,756$317,907 Land $169,320 Building $148,587

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13545 Co Rd 13 N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 18 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 units insured
incl. 8 condo units
Nearby Flood Claims2 (2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13545 Co Rd 13 N is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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