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13544 Riggs Way, Windermere, FL 34786 Property Records

Orange County property record for 13544 Riggs Way, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,481 sqft · built 2007
Lot Size0.269 acres (11,705 sqft)
Owner2 Company Names on Record
Last Sale$328,000 (Jan 2018)
Tax Bill$8,939 (2025)
Deeds & MortgagesDec 2022 Transfer
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-23-27-1612-01-100

Property Details

APN / Parcel Number

Primary APN26-23-27-1612-01-100
Alternative APNs
  • 272326161201100
  • 148855
  • 150024
  • 152143

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,481 sqft Living Area
Gross Area3,841 sqft
1st Floor Area1,261 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,705 sqft (0.269 acres)
Garage TypeAttached
Garage Area698 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area387 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13544 RIGGS WAY
CityWINDERMERE
StateFL
Zip34786-6326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionENCLAVE AT BERKSHIRE PARK 65/124 LOT 110
Legal Range27E
Legal Township23S
Legal Section26
Legal SubdivisionENCLAVE AT BERKSHIRE PARK
Legal Tract1612
Legal Block1
Legal Lot Number110
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2023
Census Tract17112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5445 TILDENS GROVE BLVD, WINDERMERE, FL 34786-5710
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Jan 24, 2018Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2018 · Amount on Record
Deed SaleJan 24, 2018 · Amount on Record
Prior SaleDec 1, 2016 · Amount on Record
Deed Document Number201846349
Last Transfer DateDec 21, 2022
Transfer Doc0000779517
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateDec 29, 2022
Property Address13544 RIGGS WAY, WINDERMERE, FL 34786-6326
Document Number0000779517
Map ReferenceMB 65 PG 124
Instrument DateDec 21, 2022
Instrument20220779517
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5445 TILDENS GROVE BLVD, WINDERMERE, FL 34786-5710

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5445 TILDENS GROVE BLVD, WINDERMERE, FL 34786-5710

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateJan 24, 2018
Property Address13544 RIGGS WAY, WINDERMERE, FL 34786-6326
Document Number0000046349
Instrument DateJan 22, 2018
Instrument46349
Transaction TypeTransfer
Record UpdatedFeb 9, 2018
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,296.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5445 TILDENS GROVE BLVD WINDERMERE FL 347865710, WINDERMERE, FL 34786-5710

Mortgage

Document Number46350
DateJan 24, 2018
Instrument46350
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$528,610 (+5.78%) Land $125,000 Building $403,610$528,610 (-1.21%) Land $125,000 Building $403,610
2025$8,939.00 (+8.88%)$499,726 (+4.1%)$535,070 (+11.46%) Land $125,000 Building $410,070
2024$8,210.00 (+12.14%)
2023$7,321.00 (+12.89%)$480,042 (+17.61%) Land $125,000 Building $355,042$480,042 (+17.61%) Land $125,000 Building $355,042
2022$6,485.00$408,169 Land $110,000 Building $298,169$408,169 Land $110,000 Building $298,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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