13541 Prairie Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 13541 Prairie Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1950
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Tax Bill	$15,037 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2290-0015-04-0`

Property Details

APN / Parcel Number

Primary APN	`07-2290-0015-04-0`
Alternative APN	`11-07-2290-0015-04-0`

Interior

Full Baths	2 Baths
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	175 ft deep x 229 ft wide
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13541 PRAIRIE RD
City	THREE OAKS
State	MI
Zip	49128-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COMBINED ON 08/31/2016 FROM 07-2290-0015-03-9, 07-2290-0016-02-7; BEG AT SW COR LOT 16 FOREST SPRINGS TH N ON W LN LOT 16 & 15 228.62? TH S89DEG54?16?E PAR WITH S LN SD LOT 16 175.03? TO E LN LOT 15 TH S0DEG02?09?W ON E LN LOT 15 & 16 228.62? TO SE C
Legal Subdivision	FOREST SPRINGS
Legal Lot Number	16-16
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1028
Census Tract	11201

Owner

13541 Prairie Rd is owned by an individual who acquired it in May 2011.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1454 W FLETCHER ST, CHICAGO, IL 60657-2113
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2011
Deed Sale	May 11, 2011
Prior Sale	Oct 20, 2010
Deed Book / Page	2957 / 1829
Prior Transfer Date	Aug 4, 2005
Prior Transfer Doc	02636/0319
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 28, 2023
Property Address	13541 PRAIRIE RD, THREE OAKS, MI 49128-9720
Document Number	03408/3379
Book / Page	3408 / 3379
Map Reference	LB 10 PG 22
Instrument Date	Jul 7, 2023
Instrument	2023385534
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 W FLETCHER ST, CHICAGO, IL 60657-2113

Mortgage

Document Number	2023385535
Date	Jul 28, 2023
Instrument	2023385535

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 13541 Prairie Rd was $15,037, up 2.8% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,600 (-13.14%)	$669,200 (-13.14%)
2025	$15,037.00 (+2.77%)	$385,200	$770,400
2024	$14,631.00
2023		$226,600 (+2.12%)	$453,200 (+2.12%)
2022	$4,328.00 Homeowner's exemption	$221,900	$443,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13541 Prairie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13541 Prairie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prairie Rd

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