13541 Christensen Rd, Galt, CA 95632 Property Records

Sacramento County property record for 13541 Christensen Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 1984
Lot Size	2.23 acres (97,574 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0290-012-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0290-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	97,574 sqft
Garage Area	1,862 sqft
Parking Spaces	7 Parking Spaces
Pool Area	16,721 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13541 CHRISTENSEN RD
City	GALT
State	CA
Zip	95632-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PAR A OF PM 39-17 EXC E200FT AL
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1012
Census Tract	9502

Owner

13541 Christensen Rd is owned and occupied by two individuals who acquired it in February 2002.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT HOME FINANCE
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT HOME FINANCE
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 19, 2018	Deed of Trust, Mortgage · Conventional with PMI CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 4, 2002
Transfer Doc	2002000665
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811

Mortgage

Document Number	0000000665
Date	Mar 4, 2021
Instrument	202103040665

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811

Mortgage

Document Number	0000000880
Date	Aug 5, 2021
Instrument	202108050880

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811

Mortgage

Document Number	8050000000880
Date	Aug 5, 2021
Book Page	20210805/880

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811

Mortgage

Document Number	3040000000665
Date	Mar 4, 2021
Book Page	20210304/665

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13541 CHRISTENSEN RD, GALT, CA 95632-8811
Document Number	1801300016
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13541 CHRISTENSEN RD GALT CA 956328811, GALT, CA 95632-8811

Mortgage

Document Number	1801300016
Date	Jan 30, 2018
Instrument	1801300016

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13541 Christensen Rd was $3,183 with a homeowner's exemption, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,800 (+2%) Land $52,810 Building $231,990
2025	$3,183.00 (+4.46%) Homeowner's exemption	$279,217 Land $51,775 Building $227,442
2024	$3,047.00 (+2.94%)
2023	$2,960.00 (+4.23%) Homeowner's exemption	$268,376 Land $49,765 Building $218,611
2022	$2,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13541 Christensen Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13541 Christensen Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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