13540 Rd 542, Saucier, MS 39574 Property Records

Harrison County property record for 13540 Rd 542, Saucier, MS 39574

Property Summary

Property Type	Single Family Home
Details	512 sqft · built 2014
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Tax Bill	$374 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Sep 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0902-11-022.003`

Property Details

APN / Parcel Number

Primary APN	`0902-11-022.003`
Alternative APN	`116806`

Interior

Building Area	512 sqft Adjusted Area
1st Floor Area	512 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Foundation Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	104,544 sqft (2.4 acres)
Deck Area	96 sqft

Location & Zoning

Street Address	13540 ROAD 542
City	SAUCIER
State	MS
Zip	39574-8579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.4 AC(C) BEG 1435 FT N OF SW COR OF SEC 11 N ALONG SEC LINE 315 FT E 330 FT S 315 FT W 330 FT TO POB PART OF NW1/4 OF SW1/4
Legal Range	11W
Legal Township	05S
Legal Section	11
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2026
Census Tract	3408

Owner

13540 Rd 542 is owned and occupied by two individuals who acquired it in September 2026.

Source: Harrison County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1.5 ACRES SAUCIER RD, SAUCIER, MS 39574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Construction Mortgage CARDINAL FINANCIAL
Sep 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026
Deed Sale	Sep 11, 2026
Deed Document Number	202619964
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Recording Date	Sep 25, 2026
Property Address	13540 ROAD 542, SAUCIER, MS 39574-8579
Document Number	0000020822
Instrument Date	Sep 21, 2026
Instrument	202620822
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13540 ROAD 542, SAUCIER, MS 39574-8579

Mortgage

Document Number	0000020822,
Date	Sep 25, 2026
Instrument	202620822

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	367 Months
Due	Apr 1, 2057

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 11, 2026
Property Address	13540 ROAD 542, SAUCIER, MS 39574-8579
Document Number	0000019964
Instrument Date	Sep 11, 2026
Instrument	202619964
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	13540 ROAD 542, SAUCIER, MS 39574-8579
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000180TJ1
Date	Jan 9, 2020
Instrument	2020-00180-T-J1

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Feb 10, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13540 Rd 542 was $374 with exemptions applied, up 7.2% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$374.00 (+7.16%) Homeowner's exemption Disabled Person's exemption	$3,962	$39,619 Land $13,435 Building $26,184
2024	$349.00 (+1.75%)
2023	$343.00 (-0.87%) Homeowner's exemption Disabled Person's exemption	$3,623	$36,232 Land $12,213 Building $24,019
2022	$346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13540 Rd 542 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13540 Rd 542 is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 98.8% of Mississippi
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CoastConnect Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 542

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