13540 Gilbert Rd, Allenton, MI 48002 Property Records

St. Clair County property record for 13540 Gilbert Rd, Allenton, MI 48002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,724 sqft · built 2003
Lot Size	3.62 acres (157,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$441,000 (Jun 2025)
Tax Bill	$5,066 (2024)
Deeds & Mortgages	Jul 2023 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-025-2010-600`

Property Details

APN / Parcel Number

Primary APN	`74-09-025-2010-600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Basement Area	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	157,687 sqft (3.62 acres)
Garage Area	1,250 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13540 GILBERT RD
City	ALLENTON
State	MI
Zip	48002-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 680.57' OF E 360' OF SE 1/4 OF NE 1/4 AS MEAS ALG E SEC LINE EXC N 242' THEREOF SECTION 25 T6N R13E 3.62 A
Legal Range	13E
Legal Township	06N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2094
Census Tract	657200

Owner

Source: St. Clair County records, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21625 BAYSIDE ST, SAINT CLAIR SHORES, MI 48081-2743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Jun 22, 2016 · Amount on Record
Deed Document Number	202510610
Deed Book / Page	5819 / 846
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	0005266511
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	13540 GILBERT RD, ALLENTON, MI 48002-3906
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13540 GILBERT RD, ALLENTON, MI 48002-3906

Mortgage

Document Number	0005635331
Date	Jul 10, 2023
Book Page	5635/331
Instrument	2023012031

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2043

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 3, 2020
Property Address	13540 GILBERT RD, ALLENTON, MI 48002-3906
Document Number	0005266511
Book / Page	5266 / 511
Instrument Date	Oct 13, 2020
Instrument	2020027450
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13540 GILBERT RD, 13540, ALLENTON, MI 48002-3906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13540 GILBERT RD, ALLENTON, MI 48002-3906

Mortgage

Document Number	2020027451
Date	Nov 3, 2020
Instrument	2020027451

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2045

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	13540 GILBERT RD, ALLENTON, MI 48002-3906
Document Number	0050700536
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13540 GILBERT RD ALLENTON MI 480023906, ALLENTON, MI 48002-3906

Mortgage

Document Number	0050700536
Date	Jun 28, 2019
Book Page	005070/000536

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 27, 2029

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,200 (+18.96%)
2024	$5,066.00 (+10.68%)		$440,400 (+18.96%)
2023		$185,100
2022	$4,577.00		$370,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

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