Montgomery County property record for 13540 Coachlamp Ln, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,230 sqft · built 1988 |
| Lot Size | 0.228 acres (9,927 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $276,252 (Apr 2017) |
| Tax Bill | $7,900 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02403335 |
| Primary APN | 13-02403335 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,230 sqft Living Area |
| Gross Area | 3,630 sqft |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,927 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02403335 |
|---|---|
| Street Address | 13540 COACHLAMP LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-5835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | MIDDLEBRIDGE |
| Legal Subdivision | MIDDLEBRIDGE |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 703223 |
13540 Coachlamp Ln is owner-occupied and held in a trust since October 2024.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13540 COACHLAMP LN, SILVER SPRING, MD 20906-5835 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Nov 6, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Apr 25, 2017 | Grant Deed, Transfer REAL ESTATE SETTLEMENT COMPANY, REAL ESTATE SETTLEMENT CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on File |
| Deed Sale | Apr 25, 2017 · Amount on File |
| Prior Sale | Feb 23, 1988 · Amount on File |
| Deed Book / Page | 54188 / 476 |
| Last Transfer Date | Oct 29, 2024 |
| Transfer Doc | 0685860265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 13540 COACHLAMP LN, SILVER SPRING, MD 20906-5835 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13540 COACHLAMP LN, SILVER SPRING, MD 20906-5835 |
| Document Number | 0662440001 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 66244/1 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 453 Months |
| Due | Jun 18, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 13540 COACHLAMP LN, SILVER SPRING, MD 20906-5835 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0551850072 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 55185/072 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Oct 12, 2057 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 25, 2017 |
| Property Address | 13540 COACHLAMP LN, SILVER SPRING, MD 20906-5835 |
| Document Number | 0541880476 |
| Book / Page | 054188 / 000476 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | REAL ESTATE SETTLEMENT COMPANY, REAL ESTATE SETTLEMENT CO |
| Amount | Amount on Record |
|---|---|
| Tax | $276.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 13203 VALLEY BRIDGE CT SILVER SPRING MD 209065824, SILVER SPRING, MD 20906-5824 |
The 2025 property tax bill for 13540 Coachlamp Ln was $7,900, up 8.2% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,800 (-8.79%) Land $194,000 Building $379,800 | $573,800 (-8.79%) Land $194,000 Building $379,800 | |
| 2025 | $7,900.00 (+8.16%) | $629,100 Land $194,000 Building $435,100 | $629,100 Land $194,000 Building $435,100 |
| 2024 | $7,304.00 | ||
| 2023 | $540,633 | $629,100 Land $194,000 Building $435,100 | |
| 2022 | $6,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13540 Coachlamp Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13540 Coachlamp Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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