Cayuga County and Victory Town property record for 1354 State Rte 370, Cato, NY 13033 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,200 sqft · built 1975 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Oct 2019) |
| Tax Bill | $2,557 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056400 38.01-1-23.1 |
| Primary APN | 056400 38.01-1-23.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23003180 |
|---|---|
| Street Address | 1354 STATE ROUTE 370 |
| City | CATO |
| State | NY |
| Zip | 13033-3240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOINED 38.01-1-24.200 & 38.01-1-22 SPLIT 1.6+.3A 490-122 SM 84-164 |
| Legal Block | 1 |
| Legal Lot Number | 23.001 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | VICTORY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40101 |
Source: Cayuga County and Victory Town records · APN 056400 38.01-1-23.1
Assessment roll updated May 1, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1354 STATE ROUTE 370, CATO, NY 13033-3240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 23, 2019 | Grant Deed, Transfer · FHA Mortgage M&T BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on Record |
| Deed Sale | Oct 23, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2001 · Amount on Record |
| Deed Document Number | 2019191028 |
| Deed Book / Page | 3789 / 79 |
| Prior Transfer Date | Aug 17, 2016 |
| Prior Transfer Doc | 0001645/74 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 1354 STATE ROUTE 370, CATO, NY 13033-3240 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004395/141 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 4395/141 |
| Instrument | 2023-224143 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2063 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Oct 23, 2019 |
| Property Address | 1354 STATE ROUTE 370, CATO, NY 13033-3240 |
| Document Number | 0037890079 |
| Book / Page | 003789 / 000079 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 191028 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VLY ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10092 BONTA BRIDGE RD JORDAN NY 130809610, JORDAN, NY 13080-9610 |
| Document Number | 37890085 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 003789/000085 |
| Instrument | 191029 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Number | 37890101, |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 003789/000101 |
| Instrument | 191030 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Amount | Amount Recorded |
|---|
Source: Cayuga County and Victory Town records · Assessment roll updated May 1, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Victory Town |
| Unified School District | Red Creek Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,557.00 (+1.75%) | $159,400 (-) Land $20,300 Building $139,100 | $245,231 (+15.38%) Land $31,231 Building $214,000 |
| 2024 | $2,513.00 (+10.7%) | ||
| 2023 | $159,400 Land $20,300 Building $139,100 | $212,533 Land $27,067 Building $185,466 | |
| 2020 | $2,270.00 |
Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 500 / 500 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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