1354 Spruce St, Hickory Flat, MS 38633 Property Records

Benton County property record for 1354 Spruce St, Hickory Flat, MS 38633

Property Summary

Property TypeSingle Family Home
Details1 ba · 952 sqft · built 1930
Lot Size0.373 acres (16,241 sqft)
OwnerIndividual Name on File
Last Sale$103,500 (Jul 2019)
Tax Bill$499 (2025)
Deeds & MortgagesJul 2019 Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN4-0573-27-032-154.00

Property Details

APN / Parcel Number

Primary APN4-0573-27-032-154.00
Alternative APN
  • 17145

Interior

Full Baths1 Bath
Building Area952 sqft Living Area
1st Floor Area952 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialMetal
Lot Area16,241 sqft (0.373 acres)
Lot Dimensions149 ft deep x 109 ft wide

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number17145
Street Address1354 SPRUCE ST
CityHICKORY FLAT
StateMS
Zip38633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE HALF BLOCK 32 DB 79-320 138-371 145/464
Legal Range001
Legal Township005
Legal Section27
Legal Block32
JurisdictionBENTON MS
Township / Civil Division5
Census Block Group2
Census Block2079
Census Tract950200

Owner

1354 Spruce St is owned and occupied by an individual who bought it in July 2019.

Source: Benton County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1349 SPRUCE ST, HICKORY FLAT, MS 38633-9137
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
BNA BANK
Jul 3, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2019 · Amount on File
Deed SaleJul 3, 2019 · Amount on File
Deed Document Number2019634
Deed Book / Page205 / 273
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MS
Property Address1354 SPRUCE ST, HICKORY FLAT, MS 38633
Transaction TypeMortgage
Record UpdatedDec 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00256/0567
DateJul 3, 2019
Book Page0256/0567
Instrument201900635
Lender
NameBNA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MS
Recording DateJul 3, 2019
Property Address1354 SPRUCE ST, HICKORY FLAT, MS 38633
Document Number00205/0273
Book / Page0205 / 0273
Instrument DateJul 2, 2019
Instrument201900634
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 MAPLE CIR, 409, HICKORY FLAT, MS 38633-9143

Transferred To (Grantee/Buyer)

NameVerified Name
Address1349 SPRUCE ST, HICKORY FLAT, MS 38633-9137

Tax Assessment & Valuation

The 2025 property tax bill for 1354 Spruce St was $499 with a homeowner's exemption.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyBenton County
MunicipalityHickory Flat Town
Unified School DistrictBenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$499.00 Homeowner's exemption$4,265$42,650 Land $1,190 Building $41,460
2023$442.00 Homeowner's exemption$4,324$43,240 Land $1,190 Building $42,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1354 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1354 Spruce St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 43% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE ARROWHEAD
private · serves 174 people · EPA ID MS0730010
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ACE Fiber
Fiber
8,000 / 8,000
Buckeye Cablesystem
Cable
1,000 / 20

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