San Diego County property record for 1354 Rancho Encinitas Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,068 sqft · built 1987 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Company Name on File |
| Last Sale | $650,000 (Apr 1997) |
| Tax Bill | $13,972 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-161-22-00 |
| Primary APN | 264-161-22-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,068 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Lot Area | 45,738 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1354 RANCHO ENCINITAS DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 TR 009051 |
| Legal Subdivision | SAN DIEGO #3494-11 |
| Legal Tract | 009051 |
| Legal Block | 2 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-161-22-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1354 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7027 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 1997 · Amount on Record |
| Deed Sale | Apr 29, 1997 · Amount on Record |
| Prior Sale | Jun 11, 1987 · Amount on Record |
| Deed Document Number | 1997194850 |
| Last Transfer Date | May 29, 2013 |
| Transfer Doc | 0000348324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1354 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7027 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2021 |
| Title Company | TIMIOS TITLE INC, TIMIOS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1354 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7027 |
| Document Number | 0000673153 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-0673153 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,143,136 (+2%) Land $415,310 Building $727,826 | |
| 2025 | $13,972.00 (+6.42%) | $1,120,722 (+4.04%) Land $407,167 Building $713,555 |
| 2023 | $13,129.00 (+1.76%) Homeowner's exemption | $1,077,205 Land $391,357 Building $685,848 |
| 2022 | $12,902.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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