1354 Napoli St, Oceanside, CA 92056 Property Records

San Diego County property record for 1354 Napoli St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,547 sqft · built 2000
Lot Size	0.291 acres (12,677 sqft)
Owner	2 Trust Names on File
Last Sale	$275,500 (Aug 1999)
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`158-580-33-00`

Property Details

APN / Parcel Number

Primary APN	`158-580-33-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,547 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	12,677 sqft (0.291 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1354 NAPOLI ST
City	OCEANSIDE
State	CA
Zip	92056-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 33 TR 012677
Legal Subdivision	MISSION SANTA FE
Legal Tract	012677
Legal Block	2
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19301

Owner

1354 Napoli St is owner-occupied and held in a trust since December 2007.

Source: San Diego County records, as of August 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1354 NAPOLI ST, OCEANSIDE, CA 92056-1926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1999 · Amount on File
Deed Sale	Aug 27, 1999 · Amount on File
Deed Document Number	1999593236
Last Transfer Date	Dec 31, 2007
Transfer Doc	0000009000
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2026
Property Address	1354 NAPOLI ST, OCEANSIDE, CA 92056-1926
Document Number	0000235823
Instrument Date	Aug 11, 2026
Instrument	2026235823
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1354 NAPOLI ST, OCEANSIDE, CA 92056-1926

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1354 NAPOLI ST, OCEANSIDE, CA 92056-1926
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 NAPOLI ST, OCEANSIDE, CA 92056-1926

Mortgage

Document Number	0000611570
Date	Aug 27, 2021
Instrument	2021-0611570

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1354 NAPOLI ST, OCEANSIDE, CA 92056-1926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101196
Date	Mar 14, 2018
Instrument	2018-0101196

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1354 NAPOLI ST, OCEANSIDE, CA 92056-1926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400021
Date	Sep 25, 2018
Instrument	2018-0400021

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1354 NAPOLI ST, OCEANSIDE, CA 92056-1926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274323
Date	Jul 10, 2019
Instrument	2019-0274323

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1354 Napoli St was $4,884 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,598 (+2%) Land $148,918 Building $282,680
2025	$4,884.00 Homeowner's exemption	$423,137 Land $145,999 Building $277,138
2023	$4,510.00 (+0.2%) Homeowner's exemption	$406,708 Land $140,331 Building $266,377
2022	$4,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1354 Napoli St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1354 Napoli St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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