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1354 Mount Royal Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1354 Mount Royal Dr, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.06 acres (2,613 sqft)
OwnerCompany Name on Record
Tax Bill$1,679 (2025)
Deeds & MortgagesJun 2025 Sale
Jun 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN32-25-31-0943-0001-1000

Property Details

APN / Parcel Number

Primary APN32-25-31-0943-0001-1000
Alternative APN
  • 253132094300011000

Exterior

Lot Area2,613 sqft (0.06 acres)

Location & Zoning

Street Address1354 MOUNT ROYAL DR
CitySAINT CLOUD
StateFL
Zip34771-6212
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionCENTER LAKE ON THE PARK PB 35 PGS 74-79 LOT 100
Legal Lot Number100
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3013
Census Tract43700

Owner

Source: Osceola County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address400 INTERNATIONAL PKWY, 470, LAKE MARY, FL 32746-5054
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2025Warranty Deed, Subdivision Related Transfer
M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C
Jun 16, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
M/I FINANCIAL LLC
Jun 11, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
M/I FINANCIAL LLC
Jun 3, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
M/I FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 16, 2025
Property Address1354 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6212
Document Number0068042831
Book / Page6804 / 2831
Map ReferenceMB 35 PG 74
Instrument DateJun 13, 2025
Instrument2025075463
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

AmountAmount Recorded
Tax$3,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address5298 TEIRGARTEN ST, SAINT CLOUD, FL 34771-6215

June 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 16, 2025
Property Address1354 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6212
Document Number0068042730
Book / Page6804 / 2730
Map ReferenceMB 35 PG 74-79
Instrument DateJun 13, 2025
Instrument2025075445
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,526.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address5249 HIGH LINE DR, SAINT CLOUD, FL 34771-6203

Mortgage

Document Number0068042732
DateJun 16, 2025
Instrument6804/2732
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

June 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 11, 2025
Property Address1354 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6212
Document Number0068030741
Book / Page6803 / 741
Map ReferenceMB 35 PG 74
Instrument DateJun 9, 2025
Instrument2025074001
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address5274 TEIRGARTEN ST, SAINT CLOUD, FL 34771-6215

Mortgage

Document Number0006803743
DateJun 11, 2025
Instrument6803/743
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

June 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 3, 2025
Property Address1354 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6212
Document Number0067972361
Book / Page6797 / 2361
Map ReferenceMB 35 PG 74
Instrument DateMay 30, 2025
Instrument2025069480
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyM I TITLE AGENCY LTD L C

Transaction

AmountAmount Recorded
Tax$4,270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address5280 TEIRGARTEN ST, SAINT CLOUD, FL 34771-6215

Mortgage

Document Number0067972363
DateJun 3, 2025
Instrument6797/2363
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2055

Mortgage

Document Number0068011917
DateJun 9, 2025
Book Page6801/1917
Instrument2025072591
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,679.00 (+528.84%)$30,000 Land $30,000$30,000 Land $30,000
2024$267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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