San Luis Obispo County property record for 1354 Lazy Ln, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 600 sqft · built 1940 |
| Lot Size | 0.255 acres (11,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $869,000 (Sep 2025) |
| Tax Bill | $5,250 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-022-055 |
| Primary APN | 062-022-055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 600 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Lot Area | 11,124 sqft (0.255 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1354 LAZY LN |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TN OCEANO PM 28/81 PAR 2 |
| Legal Subdivision | CO77-312 |
| Legal Block | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12202 |
1354 Lazy Ln is owned and occupied by two individuals who bought it in September 2025.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1354 LAZY LN, OCEANO, CA 93445-9189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2025 | Grant Deed, Transfer · Conventional Mortgage GOLD STANDARD MORTGAGE |
| Aug 22, 2023 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Prior Sale | Aug 22, 2023 · Amount on File |
| Deed Document Number | 202526575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 10, 2025 |
| Property Address | 1354 LAZY LN, OCEANO, CA 93445-9189 |
| Document Number | 0000026575 |
| Map Reference | MB 28 PG 81 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2025026575 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1354 LAZY LN, OCEANO, CA 93445-9189 |
| Document Number | 0000026576 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2025026576 |
| Name | GOLD STANDARD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 22, 2023 |
| Property Address | 1354 LAZY LN, OCEANO, CA 93445-9189 |
| Document Number | 0000024742 |
| Map Reference | MB 28 PG 81 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023024742 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1270 CLEVELAND AVE UNIT M111, M111, SAN DIEGO, CA 92103-3377 |
The 2025 property tax bill for 1354 Lazy Ln was $5,250.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $860,962 (+86.95%) Land $399,831 Building $461,131 | |
| 2025 | $5,250.00 | $460,530 Land $382,500 Building $78,030 |
| 2023 | $1,366.00 (+1.19%) | $99,521 Land $59,721 Building $39,800 |
| 2022 | $1,350.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1354 Lazy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1354 Lazy Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.
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