Orange County property record for 1354 Lake Olivia Ln, Windermere, FL 34786
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.49 acres (65,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jun 2019) |
| Tax Bill | $8,803 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 33-22-28-4668-00-090 |
| Primary APN | 33-22-28-4668-00-090 |
|---|---|
| Alternative APNs |
|
| Lot Area | 65,062 sqft (1.49 acres) |
|---|
| Street Address | 1354 LAKE OLIVIA LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8913 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-CE-C |
| Legal Description | LAKE OLIVIA RESERVE REPLAT 91/32 LOT 9 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 33 |
| Legal Subdivision | LAKE OLIVIA RESERVE REP |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 14815 |
Source: Orange County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2017 LAKE ROBERTS LANDING DR, WINTER GARDEN, FL 34787-5582 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION |
| Jun 18, 2019 | Grant Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 2019372857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 26, 2026 |
| Property Address | 1354 LAKE OLIVIA LN, WINDERMERE, FL 34786-8913 |
| Document Number | 0000291856 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026291856 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 375 LUM CROWE RD, ROSWELL, GA 30075-6879 |
| Investor | Possibly a Property Investor |
| Document Number | 0000291856, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026291856 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 1, 2029 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 18, 2019 |
| Property Address | 1354 LAKE OLIVIA LN, WINDERMERE, FL 34786-8913 |
| Document Number | 0000372857 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 372857 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2017 LAKE ROBERTS LANDING DR WINTER GARDEN FL 347875582, WINTER GARDEN, FL 34787-5582 |
| Document Number | 372858 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 372858 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,397 (+1%) | $600,000 (-) Land $600,000 | |
| 2025 | $8,803.00 (+5.5%) | $485,815 (+17.06%) | $600,000 (+44.58%) Land $600,000 |
| 2024 | $8,344.00 (+29%) | ||
| 2023 | $6,468.00 (+10.79%) | $415,000 (+13.7%) Land $415,000 | $415,000 (+13.7%) Land $415,000 |
| 2022 | $5,838.00 | $365,000 Land $365,000 | $365,000 Land $365,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 96.8 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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