Lincoln County property record for 1354 Harless Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,145 sqft · built 1946 |
| Lot Size | 2.54 acres (110,773 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Jan 1978) |
| Tax Bill | $712 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3621-79-7002 |
| Primary APN | 3621-79-7002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,145 sqft Living Area |
| Basement Area | 573 sqft |
| Finished Basement | 573 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Lot Area | 110,773 sqft (2.54 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Storage Building | 144 sqft |
| Account Number | 92045 |
|---|---|
| Street Address | 1354 HARLESS RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-6958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | M SMITH/OFF RD 1252 |
| Legal Subdivision | AUSTIN F & ROXIE P SAIN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 70400 |
1354 Harless Rd is owned and occupied by an individual who bought it in January 1978.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1354 HARLESS RD, LINCOLNTON, NC 28092-6958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 1978 · Amount on File |
| Deed Sale | Jan 3, 1978 · Amount on File |
| Deed Book / Page | 541 / 448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 17, 2026 |
| Property Address | 1354 HARLESS RD, LINCOLNTON, NC 28092-6958 |
| Document Number | 0000711183 |
| Book / Page | 3513 / 376 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026711183 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1311 FINGER MERRICK TRL, LINCOLNTON, NC 28092-9073 |
| Document Number | 0000711183, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 3513/376 |
| Instrument | 2026711183 |
| Name | FIRST FSB/LINCOLNTON |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 16, 2031 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 1354 Harless Rd was $712, up 3.2% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $712.00 (+3.19%) | $88,263 (-) Land $33,432 Building $54,831 | $88,263 (-) Land $33,432 Building $54,831 |
| 2025 | $690.00 | $88,263 Land $33,432 Building $54,831 | $88,263 Land $33,432 Building $54,831 |
| 2023 | $670.00 | $88,263 Land $33,432 Building $54,831 | $88,263 Land $33,432 Building $54,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1354 Harless Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1354 Harless Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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