Cooke County property record for 1354 Co Rd 405, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,109 sqft · built 1989 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,987 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0523-045-00000 |
| Primary APN | 0523-045-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,109 sqft Living Area |
| Gross Area | 4,622 sqft |
| 1st Floor Area | 2,109 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Mixed |
| Garage Area | 368 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 432 sqft |
| Storage Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0523-045-00000 |
|---|---|
| Street Address | 1354 COUNTY ROAD 405 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-1386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | JESSUP T 0523 ACRES 3.0 |
| Legal Subdivision | JESSUP T |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2182 |
| Census Tract | 200 |
1354 Co Rd 405, a rural home, is owned and occupied by an individual.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1354 COUNTY ROAD 405, GAINESVILLE, TX 76240-1386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1354 Co Rd 405 was $4,987 with exemptions applied, up 174.2% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Lindsay Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,987.00 (+174.16%) Homeowner's exemption Senior Citizen's exemption | $341,180 (+1%) | $430,300 (-) Land $127,000 Building $303,300 |
| 2025 | $1,819.00 (-31.49%) Homeowner's exemption Senior Citizen's exemption | $310,164 | $430,300 Land $127,000 Building $303,300 |
| 2024 | $2,655.00 | ||
| 2023 | $256,334 | $386,115 Land $76,000 Building $310,115 | |
| 2022 | $3,046.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1354 Co Rd 405 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1354 Co Rd 405 is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDSAY serves 1,050 people · EPA ID TX0490003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Plains Internet Fixed Wireless | 25 / 3 |
May also be available: AT&T, T-Mobile.
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