13531 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 13531 Hwy 89, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Lot Size	3.97 acres (172,933 sqft)
Owner	Individual Name on Record
Last Sale	$4,000 (Sep 1989)
Tax Bill	$406 (2024)
Flood Zone	Zone X (minimal risk)
APN	`22-5N-29-0000-02808-0000`

Property Details

APN / Parcel Number

Primary APN	`22-5N-29-0000-02808-0000`

Exterior

Lot Area	172,933 sqft (3.97 acres)

Location & Zoning

Account Number	225N290000028080000
Street Address	13531 HIGHWAY 89
City	JAY
State	FL
Zip	32565-2863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM NW COR NE4 OF SE4 TH SLY 7 86.06 FT TO POB TH CONT S 01* W 225 FT TH S 87* E 601. 22 FT TO WLY R/W OF STATE RD 89 TH N
Legal Range	29W
Legal Township	05N
Legal Section	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1063
Census Tract	10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 69, JAY, FL 32565-0069
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1989 · Amount on Record
Deed Sale	Sep 1, 1989 · Amount on Record
Deed Document Number	0001214681
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$406.00 (+8.27%)	$39,715 (+10.49%) Land $37,715 Building $2,000	$39,715 (+10.49%) Land $37,715 Building $2,000
2023	$375.00 (+24.58%)	$35,943 (+45.94%) Land $33,943 Building $2,000	$35,943 (+45.94%) Land $33,943 Building $2,000
2022	$301.00	$24,629	$24,629 Land $22,629 Building $2,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20