13531 Fruit Farm Rd, Wright City, MO 63390 Property Records

Warren County property record for 13531 Fruit Farm Rd, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,166 sqft · built 1989
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,300 (Oct 2017)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-28.0-3-00-005.001.000`

Property Details

APN / Parcel Number

Primary APN	`04-28.0-3-00-005.001.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,166 sqft Living Area
Basement Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	143,748 sqft (3.3 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	330 sqft
Lean-To	300 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	13531 FRUIT FARM RD
City	WRIGHT CITY
State	MO
Zip	63390-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 SW1/4 SEC 28 T47N R1W CALCULATED ACRES: 3.33
Legal Range	01W
Legal Township	47N
Legal Section	29
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	2
Census Block	2022
Census Tract	820109

Owner

Source: Warren County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13531 FRUIT FARM RD, WRIGHT CITY, MO 63390-4452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GSF MORTGAGE CORP
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage GSF MORTGAGE CORP
Oct 2, 2017	Warranty Deed, Transfer · VA Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Jul 5, 2012 · Amount on Record
Deed Document Number	20175970
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Jul 21, 2026
Property Address	13531 FRUIT FARM RD, WRIGHT CITY, MO 63390-4452
Document Number	0000004681
Instrument Date	Jul 16, 2026
Instrument	20264681
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13531 FRUIT FARM RD, WRIGHT CITY, MO 63390-4452

Mortgage

Document Number	0000004682,
Date	Jul 21, 2026
Instrument	20264682

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	13531 FRUIT FARM RD, WRIGHT CITY, MO 63390-4452
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202207628
Date	Nov 14, 2022
Instrument	202207628

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	13531 FRUIT FARM RD, WRIGHT CITY, MO 63390-4452
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102103
Date	Mar 15, 2021
Instrument	202102103

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	13531 FRUIT FARM RD, WRIGHT CITY, MO 63390-4452
Transaction Type	Mortgage
Record Updated	Jan 21, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000016
Date	Jan 2, 2020
Instrument	20202000016

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Oct 2, 2017
Property Address	13531 FRUIT FARM RD, WRIGHT CITY, MO 63390-4452
Document Number	201705970
Instrument Date	Sep 22, 2017
Instrument	201705970
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4618 DARKWOODS DR, 4618, WENTZVILLE, MO 63385-2689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13531 FRUIT FARM RD, WRIGHT CITY, MO 63390-4452

Mortgage

Document Number	201705971
Date	Oct 2, 2017
Instrument	201705971

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00	$22,167 (+13%) Land $4,176 Building $17,991	$116,670 (+13%) Land $21,980 Building $94,690
2024	$1,391.00 (+15.24%)	$19,617 (-) Land $3,696 Building $15,921
2023	$1,207.00 (+7.96%)	$19,617 (+8%) Land $3,696 Building $15,921	$103,248 (+8%) Land $19,451 Building $83,797
2022	$1,118.00	$18,164 Land $3,422 Building $14,742
2021			$95,600 Land $18,010 Building $77,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed.

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