13530 Spruce Pine Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 13530 Spruce Pine Dr, Loxahatchee, FL 33470

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,151 sqft · built 2024
Lot Size0.187 acres (8,124 sqft)
Owner2 Individual Names on File
Last Sale$803,001 (Sep 2024)
Tax Bill$11,305 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN77-41-43-05-07-000-1410

Property Details

APN / Parcel Number

Primary APN77-41-43-05-07-000-1410

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,151 sqft Living Area
Gross Area3,806 sqft
1st Floor Area3,151 sqft
FlooringTile

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Roof MaterialConcrete
Lot Area8,124 sqft (0.187 acres)
Garage TypeAttached
Garage Area411 sqft
PorchFinished/Open Porch
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address13530 SPRUCE PINE DR
CityLOXAHATCHEE
StateFL
Zip33470-2032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPINES OF WESTLAKE PHASE 1 LT 141
Legal SubdivisionPINES OF WESTLAKE PHASE 1
Legal Lot Number141
JurisdictionPALM BEACH FL
Township / Civil DivisionROYAL PALM BEACH-WEST JUPITER
Census Block Group1
Census Block1002
Census Tract7850

Owner

13530 Spruce Pine Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Palm Beach County records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address13530 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2032
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2024 · Amount on File
Deed SaleSep 17, 2024 · Amount on File
Deed Document Number2024322629
Deed Book / Page35275 / 1797
Record UpdatedSep 20, 2026

September 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateSep 17, 2024
Property Address13530 SPRUCE PINE DR, WESTLAKE, FL 33470-2032
Document Number0352751797
Book / Page35275 / 1797
Map ReferenceMB 136 PG 3
Instrument DateSep 13, 2024
Instrument20240322629
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyFOUNDERS TITLE/NV, FOUNDERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,621.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4400 W SAMPLE RD # RD200, RD200, COCONUT CREEK, FL 33073-3470

Transferred To (Grantee/Buyer)

NameVerified Name
Address13530 SPRUCE PINE DR, WESTLAKE, FL 33470-2032

Mortgage

Document Number20240322630
DateSep 17, 2024
Instrument20240322630
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 13530 Spruce Pine Dr was $11,305.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityWestlake City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,305.00$506,575$610,024 Land $149,000 Building $461,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13530 Spruce Pine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 438 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies438 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13530 Spruce Pine Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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