Chesterfield County property record for 13530 Ridgemoor Dr, Midlothian, VA 23114
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 2.5 ba · 1,906 sqft · built 2004 |
| Lot Size | 0.042 acres (1,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Sep 2018) |
| Tax Bill | $3,169 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 729-70-47-61-600-000 |
| Primary APN | 729-70-47-61-600-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Finished Area |
| Basement Area | 720 sqft |
| Finished Basement | 454 sqft |
| Unfinished Basement | 266 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 1,830 sqft (0.042 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 100 sqft |
| Balcony Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 399555001 |
|---|---|
| Street Address | 13530 RIDGEMOOR DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-5545 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH - RES, |
| Legal Description | RIDGEMOOR 024 |
| Legal Subdivision | RIDGEMOOR AT THE GROVE |
| Legal Lot Number | 24 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 100929 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13530 RIDGEMOOR DR, MIDLOTHIAN, VA 23114-5545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jul 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC |
| Nov 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC |
| Sep 6, 2018 | Warranty Deed, Transfer · FHA Mortgage INTEGRITY HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on File |
| Deed Sale | Sep 6, 2018 · Amount on File |
| Prior Sale | May 23, 2005 · Amount on File |
| Deed Document Number | 201833901 |
| Deed Book / Page | 12095 / 394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13530 RIDGEMOOR DR, MIDLOTHIAN, VA 23114-5545 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 013372-945 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 13372/945 |
| Instrument | 2021025997 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13530 RIDGEMOOR DR, MIDLOTHIAN, VA 23114-5545 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 13372-945 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 13372/945 |
| Instrument | 2021025997 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13530 RIDGEMOOR DR, MIDLOTHIAN, VA 23114-5545 |
| Document Number | 12856491 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13530 RIDGEMOOR DR MIDLOTHIAN VA 231145545, MIDLOTHIAN, VA 23114-5545 |
| Document Number | 12856491 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 012856/000491 |
| Instrument | 35049 |
| Name | JFQ LNDG INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jul 20, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13530 RIDGEMOOR DR, MIDLOTHIAN, VA 23114-5545 |
| Document Number | 12536364 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13530 RIDGEMOOR DR MIDLOTHIAN VA 231145545, MIDLOTHIAN, VA 23114-5545 |
| Document Number | 12536364 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 012536/000364 |
| Instrument | 48027 |
| Name | JFQ LNDG INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Sep 6, 2018 |
| Property Address | 13530 RIDGEMOOR DR, MIDLOTHIAN, VA 23114-5545 |
| Document Number | 12095394 |
| Book / Page | 012095 / 000394 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 33901 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13530 RIDGEMOOR DR MIDLOTHIAN VA 231145545, MIDLOTHIAN, VA 23114-5545 |
| Document Number | 12095398 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 012095/000398 |
| Instrument | 33902 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,169.00 (+25.5%) | $355,300 (+10.51%) Land $73,000 Building $282,300 | $355,300 (+10.51%) Land $73,000 Building $282,300 |
| 2025 | $321,500 (+16.19%) Land $61,000 Building $260,500 | $321,500 (+16.19%) Land $61,000 Building $260,500 | |
| 2023 | $2,525.00 | $276,700 Land $50,000 Building $226,700 | $276,700 Land $50,000 Building $226,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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