Baldwin County property record for 13530 Co Rd 87, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,060 sqft · built 1996 |
| Lot Size | 2.39 acres (104,108 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,000 (Jul 2025) |
| Tax Bill | $1,072 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-05-21-0-000-003.019 |
| Primary APN | 53-05-21-0-000-003.019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Heated Area |
| 1st Floor Area | 2,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 104,108 sqft (2.39 acres) |
| Lot Dimensions | 322 ft deep x 322 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 158394 |
|---|---|
| Street Address | 13530 COUNTY ROAD 87 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-3277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 322.1' X 322.7' THE W 1/2 OF LOT 3 UNIT 1 DAIRY SUB SLIDE 1332-B SEC 21-T7S-R5E |
| Legal Subdivision | DAIRY 40 UNIT 1 THE |
| Legal Block | U-1 |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3125 SYCKELMOORE ST, TRENTON, MI 48183-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Aug 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on Record |
| Deed Sale | Jul 18, 2025 · Amount on Record |
| Deed Document Number | 20252199518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 19, 2026 |
| Property Address | 13530 COUNTY ROAD 87, ELBERTA, AL 36530-3277 |
| Document Number | 0002254146 |
| Instrument Date | May 14, 2026 |
| Instrument | 20262254146 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13530 COUNTY ROAD 87, ELBERTA, AL 36530-3277 |
| Document Number | 0002254146, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20262254146 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 13530 COUNTY ROAD 87, ELBERTA, AL 36530 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002015798 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2015798 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32534 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2027 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,072.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $32,280 (+0.31%) Land $9,000 Building $23,280 | $322,700 (+2.12%) Land $89,900 Building $232,800 | |
| 2023 | $672.00 (+27.51%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $32,180 (+26.49%) | $316,000 (+24.21%) Land $78,200 Building $237,800 |
| 2022 | $527.00 (+15.57%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $25,440 | $254,400 Land $67,200 Building $187,200 |
| 2021 | $456.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1998–2020) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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