1353 Sheffield Dr, Elgin, IL 60123 Property Records

Kane County property record for 1353 Sheffield Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,944 sqft · built 1978
Lot Size	0.322 acres (14,040 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,875 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-127-003`

Property Details

APN / Parcel Number

Primary APN	`06-03-127-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	2,568 sqft
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	14,040 sqft (0.322 acres)
Lot Dimensions	156 ft deep x 90 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1353 SHEFFIELD DR
City	ELGIN
State	IL
Zip	60123-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 1 LOT 2
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1000
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1353 SHEFFIELD DR, ELGIN, IL 60123-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage FNBC BANK & TRUST
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FNBC BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1353 SHEFFIELD DR, ELGIN, IL 60123-1228
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 SHEFFIELD DR, ELGIN, IL 60123-1228

Mortgage

Document Number	0000027017
Date	Aug 8, 2023
Instrument	2023K027017

Lender

Name	FNBC BANK & TRUST
Type	Bank
Address	LA GRANGE, IL 60525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1353 SHEFFIELD DR, ELGIN, IL 60123-1228
Document Number	0000003810
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1353 SHEFFIELD DR ELGIN IL 601231228, ELGIN, IL 60123-1228

Mortgage

Document Number	0000003810
Date	Jan 23, 2018
Instrument	3810

Lender

Name	FNBC BK&TR
Address	LA GRANGE, IL 60525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 22, 2023

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,875.00 (+14.3%) Homeowner's exemption Senior Citizen's exemption	$119,227 (+8.57%) Land $28,988 Building $90,239	$357,824 (+8.57%) Land $86,999 Building $270,825
2024		$109,816 (+21.39%) Land $26,700 Building $83,116	$329,580 (+21.44%) Land $80,132 Building $249,448
2022	$6,890.00 (-1.71%) Homeowner's exemption	$90,462 (+6.96%) Land $21,994 Building $68,468	$271,386 (+6.96%) Land $65,982 Building $205,404
2021	$7,010.00 Homeowner's exemption	$84,576 Land $20,563 Building $64,013	$253,728 Land $61,689 Building $192,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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