1353 Memory Ln, Charleston, SC 29407 Property Records

Charleston County property record for 1353 Memory Ln, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,229 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$538,000 (Sep 2026)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`351-11-00-092`

Property Details

APN / Parcel Number

Primary APN	`351-11-00-092`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,229 sqft Living Area
Gross Area	1,277 sqft
1st Floor Area	1,229 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	1353 MEMORY LN
City	CHARLESTON
State	SC
Zip	29407-5218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MEMMINGER HALL DESCRIPTION -LT 10 BLK E
Legal Subdivision	MEMMINGER HALL
Legal Block	E
Legal Lot Number	10
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3001
Census Tract	2612

Owner

1353 Memory Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1353 MEMORY LN, CHARLESTON, SC 29407-5218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer · FHA Mortgage CAROLINA ONE MORTGAGE
May 7, 2026	Deed, Transfer · Construction Mortgage HOUSEMAX FNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	May 7, 2026 · Amount on File
Deed Document Number	202656814
Deed Book / Page	1414 / 993
Prior Transfer Date	May 2, 2011
Prior Transfer Doc	0001900993
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 9, 2026
Property Address	1353 MEMORY LN, CHARLESTON, SC 29407-5218
Document Number	0000056814
Book / Page	1414 / 993
Instrument Date	Sep 3, 2026
Instrument	202656814
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	COOPERATIVE TITLE LLC, COOPERATIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201,050.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 MEMORY LN, CHARLESTON, SC 29407-5218

Mortgage

Document Number	0000056815,
Date	Sep 9, 2026
Instrument	202656815

Lender

Name	CAROLINA ONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 7, 2026
Property Address	1353 MEMORY LN, CHARLESTON, SC 29407-5218
Document Number	1387000439
Book / Page	1387 / 439
Instrument Date	Apr 16, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1120 CENTRAL AVE, SUMMERVILLE, SC 29483-3019

Mortgage

Document Number	1387000440,
Date	May 7, 2026
Book Page	1387/440

Lender

Name	HOUSEMAX FNDG LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1353 Memory Ln was $2,935, up 14.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 (+14.25%)	$163,461 (+1,816.31%) Land $46,394 Building $117,067	$350,200 Land $95,700 Building $254,500
2024	$2,569.00	$8,530
2022	$2,351.00	$8,530	$211,400 Land $60,000 Building $151,400
2020			$211,400 Land $60,000 Building $151,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1353 Memory Ln in Zone X, an area of minimal flood risk, though there have been 101 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	101 (1979–2022)
Claims Outside the SFHA	7 of 101
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 27 claims Hurricane Hugo, Sep 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1353 Memory Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom.

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