Santa Rosa County property record for 1353 Garcon Point Rd, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,479 sqft · built 2021 |
| Lot Size | 7.75 acres (337,938 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $36,000 (Dec 2018) |
| Tax Bill | $4,238 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-1S-28-0000-00113-0000 |
| Primary APN | 24-1S-28-0000-00113-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,479 sqft Heated Area |
| Gross Area | 5,642 sqft |
| 1st Floor Area | 3,479 sqft |
| Attic | Attic |
| Attic Area | 818 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 337,938 sqft (7.75 acres) |
| Garage Area | 690 sqft |
| Porch | Open Porch |
| Porch Area | 907 sqft |
| Patio Area | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 241S280000001130000 |
|---|---|
| Street Address | 1353 GARCON POINT RD |
| City | MILTON |
| State | FL |
| Zip | 32583-7433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | THAT PORTION OF NE4 OF NW4 OF NE4 & NW4 OF NE4 OF NE4 LYING W OF SRD #191 OF SECTION 24 TOWNSHP 1 SOUTH RANGE 28 WEST LESS OR |
| Legal Range | 28W |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 10710 |
1353 Garcon Point Rd is owned and occupied by two individuals who bought it in December 2018.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1353 GARCON POINT RD, MILTON, FL 32583-7433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU |
| Jul 7, 2020 | Deed of Trust, Mortgage · Construction Mortgage PEN AIR FEDERAL CU |
| Dec 20, 2018 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on File |
| Deed Sale | Dec 20, 2018 · Amount on File |
| Prior Sale | May 12, 2005 · Amount on File |
| Deed Document Number | 201853780 |
| Deed Book / Page | 3791 / 1431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1353 GARCON POINT RD, MILTON, FL 32583-7433 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1353 GARCON POINT RD, MILTON, FL 32583-7433 |
| Document Number | 0042291630 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 4229/1630 |
| Instrument | 202200668 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1353 GARCON POINT RD, MILTON, FL 32583-7433 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Title Company | NOT AVAILABLE, SUNBELT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039730001 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 3973/1 |
| Instrument | 202033299 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 1353 GARCON POINT RD, MILTON, FL 32583-7433 |
| Document Number | 0037911431 |
| Book / Page | 003791 / 001431 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 53780 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Tax | $252.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 PINEBROOK CIR CANTONMENT FL 325337679, CANTONMENT, FL 32533-7679 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,238.00 (+6.8%) Homeowner's exemption | $342,494 (+3%) | $429,242 (+1.83%) Land $63,028 Building $366,214 |
| 2023 | $3,968.00 (+2.51%) Homeowner's exemption | $332,518 (+3%) | $421,537 (+10.9%) Land $59,095 Building $362,442 |
| 2022 | $3,871.00 Homeowner's exemption | $322,833 | $380,117 Land $31,564 Building $348,553 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1353 Garcon Point Rd in Zone X, an area of minimal flood risk, though there have been 153 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 469 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 469 in force |
| Nearby Flood Claims | 153 (2004–2022) |
| Claims Outside the SFHA | 14 of 153 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1353 Garcon Point Rd is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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