1353 280th St, Garwin, IA 50632 Property Records

Tama County property record for 1353 280th St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,324 sqft · built 2004
Lot Size	4.76 acres (207,346 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,226 (2025)
Deeds & Mortgages	Apr 2005 Mortgage Dec 2006 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.34.400.020`

Property Details

APN / Parcel Number

Primary APN	`09.34.400.020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	207,346 sqft (4.76 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	464 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1353 280TH ST
City	GARWIN
State	IA
Zip	50632-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-84-16 PCL B SW SE
Legal Range	16W
Legal Township	84N
Legal Section	34
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	1
Census Block	1100
Census Tract	290300

Owner

1353 280th St is owned and occupied by two individuals.

Source: Tama County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1353 280TH ST, GARWIN, IA 50632-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2005	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
Dec 1, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE BANK NA
May 11, 2011	Warranty Deed, Transfer · Conventional Mortgage CITIZENS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1353 280TH ST, GARWIN, IA 50632-9528
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000739/388
Date	Apr 7, 2005
Book Page	0739/388
Instrument	2005-3599

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2035

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1353 280TH ST, GARWIN, IA 50632-9528
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000788/058
Date	Dec 1, 2006
Book Page	0788/058
Instrument	2006-6365

Lender

Name	COUNTRYWIDE BANK NA
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2021

May 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	May 11, 2011
Property Address	1353 280TH ST, GARWIN, IA 50632-9528
Document Number	000887/314
Book / Page	0887 / 314
Map Reference	MB657 PG462
Instrument Date	May 9, 2011
Instrument	2011-1356
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1353 280TH ST, GARWIN, IA 50632-9528

Mortgage

Document Number	000888/629
Date	May 11, 2011
Book Page	0888/629
Instrument	2011-1357

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank
Address	MARSHALLTOWN, IA 50158

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1353 280th St was $4,226 with a homeowner's exemption.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,226.00	$333,530 Land $60,830 Building $272,700	$333,530 Land $60,830 Building $272,700
2023		$278,040 Land $58,200 Building $219,840	$278,040 Land $58,200 Building $219,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1353 280th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1353 280th St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 98% of Iowa
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Windstream Fixed Wireless · DSL in parts of the area	100 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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