13525 SW 20th Ter, Miami, FL 33175 Property Records

Miami-Dade County property record for 13525 SW 20th Ter, Miami, FL 33175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,246 sqft · built 1977
Lot Size	0.319 acres (13,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,300 (Jul 2023)
Tax Bill	$4,867 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2025 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-4911-013-0260`

Property Details

APN / Parcel Number

Primary APN	`30-4911-013-0260`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,327 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	2,327 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	13,875 sqft (0.319 acres)
Lot Dimensions	185 ft deep x 75 ft wide
Garage Area	325 sqft
Porch	Porch
Porch Area	102 sqft
Patio Area	240 sqft

Location & Zoning

Street Address	13525 SW 20TH TER
City	MIAMI
State	FL
Zip	33175-7540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	TAMIAMI LAKES SEC 1 PB 106-9 LOT 7 BLK 3 LOT SIZE 13883 SQ FT OR 20312-0554 03/2002 1 COC 24161-0736 12 2005 5
Legal Range	39E
Legal Township	54S
Legal Section	11
Legal Subdivision	TAMIAMI LAKES
Legal Block	3
Legal Lot Number	7
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	1
Census Block	1008
Census Tract	14900

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13525 SW 20TH TER, MIAMI, FL 33175-7540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 18, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 7, 2023	Deed of Trust, Mortgage · Reverse Mortgage TOTAL MEDIA MANAGEMENT LLC
Jul 3, 2023	Quit Claim Deed, Transfer · Reverse Mortgage TOTAL MORTAGAGE SERVICES LLC
Jul 31, 2023	Re-recorded Document · Reverse Mortgage TOTAL MEDIA MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jul 3, 2023 · Amount on Record
Deed Document Number	2023530525
Deed Book / Page	33816 / 4677
Last Transfer Date	Mar 3, 2026
Transfer Doc	0000161271
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Mar 10, 2026
Property Address	13525 SW 20TH TER, MIAMI, FL 33175-7540
Document Number	0000161271
Book / Page	35196 / 2472
Map Reference	MB 106 PG 9
Instrument Date	Mar 3, 2026
Instrument	2026R0161271
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13525 SW 20TH TER, MIAMI, FL 33175-7540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13525 SW 20TH TER, MIAMI, FL 33175-7540

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13525 SW 20TH TER, MIAMI, FL 33175-7540
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13525 SW 20TH TER, MIAMI, FL 33175-7540

Mortgage

Document Number	0000715675
Date	Sep 18, 2025
Book Page	34949/670
Instrument	2025R0715675

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	649 Months
Due	Oct 24, 2079

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	Monthly
Max Rate	11.1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13525 SW 20TH TER, MIAMI, FL 33175-7540
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13525 SW 20TH TER, MIAMI, FL 33175-7540

Mortgage

Document Number	0000629759
Date	Sep 7, 2023
Book Page	33870/1477
Instrument	2023R0629759

Lender

Name	TOTAL MEDIA MANAGEMENT LLC
Type	Non-Lending Institution
Address	HUNTSVILLE, AL 35801

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1051 Months
Due	Apr 15, 2111

Interest

Rate Type	Adjustable Rate
Rate	7.66%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Jul 3, 2023
Property Address	13525 SW 20TH TER, MIAMI, FL 33175-7540
Document Number	0000454294
Book / Page	33776 / 168
Map Reference	MB 106 PG 9
Instrument Date	Jun 20, 2023
Instrument	2023R0454294
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	EXPRESS TITLE, EXPRESS TITLE SVCS GROUP INC

Transaction

Amount	Amount Recorded
Tax	$1,183.80
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13525 SW 20TH TER, MIAMI, FL 33175-7540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13525 SW 20TH TER, MIAMI, FL 33175-7540

Mortgage

Document Number	0000000170
Date	Jul 3, 2023
Instrument	33776/170

Lender

Name	TOTAL MORTAGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.66%
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

July 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DADE FL
Recording Date	Jul 31, 2023
Property Address	13525 SW 20TH TER, MIAMI, FL 33175-7540
Document Number	0000530525
Book / Page	33816 / 4677
Map Reference	MB 106 PG 9
Instrument Date	Jun 20, 2023
Instrument	2023R0530525
Record Updated	Aug 18, 2023
Title Company	EXPRESS TITLE SVCS GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13525 SW 20TH TER, MIAMI, FL 33175-7540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000530526
Date	Jul 31, 2023
Book Page	33816/4679
Instrument	2023R0530526

Lender

Name	TOTAL MEDIA MANAGEMENT LLC
Type	Non-Lending Institution
Address	HUNTSVILLE, AL 35801

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.86%
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,867.00 (+3.05%)	$313,001 (+5.99%)	$731,259 (+25.94%) Land $376,500 Building $354,759
2024	$4,723.00 (+5.8%)
2023	$4,464.00 (+4.57%) Homeowner's exemption Senior Citizen's exemption	$295,321 (+3%)	$580,622 (+9.33%) Land $272,962 Building $307,660
2022	$4,269.00 Homeowner's exemption Senior Citizen's exemption	$286,720	$531,075 Land $230,606 Building $300,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 196 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	135 (1981–2025)
Claims Outside the SFHA	1 of 135
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 12 claims Severe Storms And Flooding, Oct 2000 · 14 claims Hurricane Irene, Oct 1999 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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