13523 S Henderson Rd, Caruthers, CA 93609 Property Records

Fresno County property record for 13523 S Henderson Rd, Caruthers, CA 93609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,698 sqft · built 1959
Lot Size	0.344 acres (15,000 sqft)
Owner	Trust Name on File
Last Sale	$105,000 (Feb 2015)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`043-170-17S`

Property Details

APN / Parcel Number

Primary APN	`043-170-17S`
Alternative APN	`04317017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	13523 S HENDERSON RD
City	CARUTHERS
State	CA
Zip	93609-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RTS PARCEL IN LOT 5 RESUB TOWN OF CARUTHERS
Legal Subdivision	CARUTHERS
Legal Lot Number	5
Jurisdiction	FRESNO CA
Township / Civil Division	CARUTHERS-RAISIN CITY
Census Block Group	4
Census Block	4010
Census Tract	7500

Owner

13523 S Henderson Rd is owner-occupied and held in a trust since February 2021.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Trust Name on File
Mailing Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Oct 14, 2021	Intrafamily Transfer, Transfer AMROCK INC
Oct 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 3, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2015 · Amount on File
Deed Sale	Feb 9, 2015 · Amount on File
Deed Document Number	201513131
Last Transfer Date	Feb 3, 2021
Transfer Doc	0000171358
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572

Mortgage

Document Number	0000083410
Date	Jun 27, 2022
Instrument	2022-0083410

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE FRESNO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022618
Date	Feb 24, 2020
Instrument	2020-0022618

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Oct 14, 2021
Property Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Document Number	0000171360
Map Reference	MB 5 PG 11
Instrument Date	Feb 3, 2021
Instrument	2021-0171360
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Investor	Possibly a Property Investor

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Oct 14, 2021
Property Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Document Number	0000171358
Map Reference	MB 5 PG 11
Instrument Date	Feb 3, 2021
Instrument	2021-0171358
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Investor	Possibly a Property Investor

Mortgage

Document Number	0000171359
Date	Oct 14, 2021
Instrument	2021-0171359

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	173 Months
Due	Mar 1, 2036

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 7, 2020
Property Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Document Number	0000139210
Instrument Date	Sep 15, 2020
Instrument	139210
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13523 S HENDERSON RD CARUTHERS CA 936099572, CARUTHERS, CA 93609-9572

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 7, 2020
Property Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Document Number	0000139211
Instrument Date	Sep 15, 2020
Instrument	139211
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13523 S HENDERSON RD CARUTHERS CA 936099572, CARUTHERS, CA 93609-9572
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	13523 S HENDERSON RD, CARUTHERS, CA 93609-9572
Document Number	0000099606
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13523 S HENDERSON RD CARUTHERS CA 936099572, CARUTHERS, CA 93609-9572
Investor	Possibly a Property Investor

Mortgage

Document Number	0000099606
Date	Aug 10, 2017
Instrument	99606

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13523 S Henderson Rd was $2,153.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Caruthers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$195,725 (+2%) Land $42,900 Building $152,825
2025	$2,153.00	$191,888 Land $42,059 Building $149,829
2023	$1,851.00 (+19.11%)	$164,439 Land $40,427 Building $124,012
2022	$1,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13523 S Henderson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13523 S Henderson Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARUTHERS COMM SERV DIST serves 2,613 people · EPA ID CA1010039
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kingsburg Media Foundation.

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