13523 Pond Apple Dr E, Naples, FL 34119 Property Records

Collier County property record for 13523 Pond Apple Dr E, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	3,415 sqft · built 1992
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$995,000 (Apr 2020)
Tax Bill	$18,131 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`576100 P 23B17`

Property Details

APN / Parcel Number

Primary APN	`576100 P 23B17`
Alternative APNs	`68741400008131300P23` `68741400008`

Interior

Stories	1 Story
Building Area	3,415 sqft Living Area
1st Floor Area	3,415 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Lot Area	26,136 sqft (0.6 acres)
Pool Area	544 sqft
Deck Area	171 sqft

Location & Zoning

Street Address	13523 POND APPLE DR E
City	NAPLES
State	FL
Zip	34119-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	QUAIL CREEK UNIT 4 BLK P LOT 2
Legal Range	26
Legal Township	48
Legal Section	17
Legal Subdivision	QUAIL CREEK UNIT 4
Legal Tract	576100
Legal Block	P
Legal Lot Number	2
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2005
Census Tract	11213

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13523 POND APPLE DR E, NAPLES, FL 34119-8569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 6, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Prior Sale	Aug 18, 2005 · Amount on Record
Deed Document Number	20205851923
Deed Book / Page	5748 / 248
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0048710784
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	13523 POND APPLE DR E, NAPLES, FL 34119-8569
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13523 POND APPLE DR E, NAPLES, FL 34119-8569

Mortgage

Document Number	0061273735
Date	May 17, 2022
Book Page	6127/3735
Instrument	6253542

Lender

Name	COGENT BANK
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 6, 2020
Property Address	13523 POND APPLE DR E, NAPLES, FL 34119-8569
Document Number	0057480248
Book / Page	5748 / 248
Map Reference	MB 14 PG 17-20
Instrument Date	Mar 31, 2020
Instrument	5851923
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8297 CHAMPIONS GATE BLVD # 268, 8297, CHAMPIONS GATE, FL 33896-8387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 WENTWORTH CT, NAPLES, FL 34104-6535

Mortgage

Document Number	0057480251
Date	Apr 6, 2020
Instrument	5748/0251

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,851,312 (-3.53%) Land $884,044 Building $967,268	$1,851,312 (-10.7%) Land $884,044 Building $967,268
2025	$18,131.00 (+2.24%) Homeowner's exemption	$1,919,139 (+10.46%)	$2,073,138 (-17.24%) Land $1,055,597 Building $1,017,541
2024	$17,733.00 (+4.85%)
2023	$16,912.00 (-3.18%) Homeowner's exemption	$1,737,351 (-5.11%)	$2,504,911 (+29.97%) Land $1,249,482 Building $1,255,429
2022	$17,467.00 Homeowner's exemption	$1,830,841	$1,927,245 Land $401,351 Building $1,525,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 208 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	208 in force
Nearby Flood Claims	5 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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