13523 Phillips Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 13523 Phillips Rd, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,016 sqft · built 1986
Lot Size0.625 acres (27,240 sqft)
OwnerCompany Name on File
Last Sale$290,000 (Apr 2022)
Tax Bill$3,071 (2023)
Deeds & MortgagesJan 2023 Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN215-171-44

Property Details

APN / Parcel Number

Primary APN215-171-44

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,016 sqft Heated Area
Gross Area2,352 sqft
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleBi-Level
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area27,240 sqft (0.625 acres)
Garage Area336 sqft
Deck Area288 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number215-171-44
Street Address13523 PHILLIPS RD
CityMATTHEWS
StateNC
Zip28105-4055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL6 M21-461
Legal SubdivisionSADDLEBROOK PH 02
Legal BlockC
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1003
Census Tract5712

Owner

Source: Mecklenburg County records · APN 215-171-44

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1928 SMARTY JONES DR, WAXHAW, NC 28173-7222
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Deed of Trust, Mortgage · Commercial Mortgage
CIVIC FINANCIAL SERVICES LLC
Apr 08, 2022Warranty Deed, Transfer · Commercial Mortgage
BELL ROCK INCOME FUND 1 LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2022 · Amount on Record
Deed SaleApr 08, 2022 · Amount on Record
Prior SaleDec 18, 1998 · Amount on Record
Deed Document Number0037237295
Deed Book / Page37237 / 295
Record UpdatedJun 07, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address13523 PHILLIPS RD, MATTHEWS, NC 28105-4055
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008516
DateJan 31, 2023
Book Page37911/10
Instrument2023008516
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
AddressREDONDO BEACH, CA 90278
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 08, 2022
Property Address13523 PHILLIPS RD, MATTHEWS, NC 28105-4055
Document Number0000055027
Book / Page37237 / 295
Map ReferenceMB 21 PG 461
Instrument DateApr 06, 2022
Instrument2022055027
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 PARKRIDGE AVE, CHAPEL HILL, NC 27517-7807

Transferred To (Grantee/Buyer)

NameVerified Name
Address1928 SMARTY JONES DR, WAXHAW, NC 28173-7222

Mortgage

Document Number0000055028
DateApr 08, 2022
Instrument2022055028
Lender
NameBELL ROCK INCOME FUND 1 LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term6 Months
DueOct 08, 2022

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Uniti Group
DSL
200 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 308 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Phillips Rd

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