13523 E 20th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 13523 E 20th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Duplex
Details	7 bd · 4.5 ba · 4,859 sqft · built 2017
Lot Size	0.397 acres (17,284 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Aug 2013)
Tax Bill	$9,114 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45271.1150`

Property Details

APN / Parcel Number

Primary APN	`45271.1150`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,859 sqft Living Area
Gross Area	6,683 sqft
1st Floor Area	3,425 sqft
Basement Area	1,554 sqft
Finished Basement	1,434 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,284 sqft (0.397 acres)
Lot Dimensions	123 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	1,704 sqft
Parking Spaces	6 Parking Spaces
Deck Area	136 sqft
Patio Area	140 sqft
Canopy	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13523 E 20TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0466
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-4
Legal Description	VERA TR D OF SP96-1087 AUDITORS #4186635 BK 15 PG 27 BEING A PTN OF S2/5 BLK 192
Legal Range	44E
Legal Township	25N
Legal Section	27
Legal Subdivision	SHORT PLAT SP-1087-96
Legal Tract	D
Legal Block	192
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1001
Census Tract	12702

Owner

13523 E 20th Ave, a duplex, is owned by two individuals who bought it in August 2013.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13609 E 20TH AVE, SPOKANE VALLEY, WA 99216-0466
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2013 · Amount on File
Deed Sale	Aug 20, 2013 · Amount on File
Deed Document Number	20136240272
Prior Transfer Date	Aug 16, 2013
Prior Transfer Doc	0006240272
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13523 E 20TH AVE, SPOKANE VALLEY, WA 99216-0466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006694518
Date	Mar 28, 2018
Instrument	6694518

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 2, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13523 E 20TH AVE, SPOKANE VALLEY, WA 99216-0466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006940761
Date	Jul 10, 2020
Instrument	6940761

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 13523 E 20th Ave was $9,114, down 2.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,114.00 (-2.16%)	$843,000 (-1.54%) Land $120,000 Building $723,000	$843,000 (-1.54%) Land $120,000 Building $723,000
2025	$9,315.00	$856,200 (-11.07%) Land $110,000 Building $746,200	$856,200 (-11.07%) Land $110,000 Building $746,200
2024		$962,800 (+26.3%) Land $80,000 Building $882,800	$962,800 (+26.3%) Land $80,000 Building $882,800
2023	$9,096.00 (+2.88%)	$762,300 Land $60,000 Building $702,300	$762,300 Land $60,000 Building $702,300
2022	$8,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13523 E 20th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13523 E 20th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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