13521 Bug Creek Rd, Bigfork, MT 59911 Property Records

Lake County property record for 13521 Bug Creek Rd, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,785 sqft · built 2011
Lot Size	5.36 acres (233,482 sqft)
Owner	Individual Name on Record
Tax Bill	$9,172 (2026)
Deeds & Mortgages	Feb 2021 Sale Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1519722`

Property Details

APN / Parcel Number

Primary APN	`R1519722`
Alternative APNs	`15-3708-15-1-01-06-0000` `0000016460`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,785 sqft Living Area
1st Floor Area	2,308 sqft
2nd Floor Area	1,477 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	233,482 sqft (5.36 acres)
Terrain	Rolling
View / Lot	Mountain
Garage Type	Mixed
Garage Area	1,627 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000016460
Street Address	13521 BUG CREEK RD
City	BIGFORK
State	MT
Zip	59911-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARNEY CREEK RANCH, S15, T26 N, R19 W, LOT 2, ACRES 5.36, SP-251 A SUBDV OF PRCL 1 OF AMND SP LOT 3
Legal Range	19W
Legal Township	26N
Legal Section	15
Legal Subdivision	CARNEY CREEK RANCH
Legal Lot Number	2,3
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	2
Census Block	2008
Census Tract	100

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13521 BUG CREEK RD, BIGFORK, MT 59911-7355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO
Dec 1, 2017	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Jun 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026
Deed Sale	Mar 18, 2026
Prior Sale	Feb 19, 2021
Deed Document Number	2026637607
Prior Transfer Date	Aug 15, 2011
Prior Transfer Doc	0000518437
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Feb 19, 2021
Property Address	13521 BUG CREEK RD, BIGFORK, MT 59911-7355
Document Number	585801
Instrument Date	Feb 11, 2021
Instrument	585801
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13521 BUG CREEK RD, BIGFORK, MT 59911
Investor	Possibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	13521 BUG CREEK RD, BIGFORK, MT 59911-7355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559440
Date	Dec 1, 2017
Instrument	559440

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.99%
Index	1-Year LIBOR
Max Rate	7.99%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	13521 BUG CREEK RD, BIGFORK, MT 59911-7355
Transaction Type	Mortgage
Record Updated	Jul 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569769
Date	Jun 19, 2019
Instrument	569769

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 11, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,172.00 (-19.13%)	$2,181,300 (-)
2025	$11,341.00 (+28.83%)	$2,181,300 (+32.72%)	$2,181,300 (+32.72%) Land $311,452 Building $1,869,848
2023	$8,803.00	$1,643,500	$1,643,500 Land $245,140 Building $1,398,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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