Saginaw County property record for 13520 Gratiot Rd, Hemlock, MI 48626
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 1,632 sqft · built 1984 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,843 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-25-2001-001 |
| Primary APN | 22-12-2-25-2001-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Modular |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 320 sqft |
| Patio Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13520 GRATIOT RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8443 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-1A |
| Legal Description | COM AT INTERSECTION OF N & S 1/4 LINE & E & W 1/4 LINE TH W ON E&W 1/4 LINE 310 FT TH N 1DEG 33MIN 07 SECONDS E 247 FT TH N |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12100 |
13520 Gratiot Rd, a residential property, is owned and occupied by an individual who acquired it in November 1999.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13520 GRATIOT RD, HEMLOCK, MI 48626-8443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 8, 1999 |
| Transfer Doc | 2157000493 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 13520 Gratiot Rd was $2,843 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,900 | $163,800 | |
| 2025 | $2,843.00 Homeowner's exemption | ||
| 2023 | $79,000 | $158,000 | |
| 2022 | $2,386.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13520 Gratiot Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13520 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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