1352 River Rd, Gonzales, CA 93926 Property Records

Monterey County property record for 1352 River Rd, Gonzales, CA 93926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,340 sqft · built 1928
Lot Size	5.56 acres (242,194 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,575,000 (Sep 2023)
Tax Bill	$19,297 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`416-462-002-000`

Property Details

APN / Parcel Number

Primary APN	`416-462-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,340 sqft Living Area
1st Floor Area	2,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	242,194 sqft (5.56 acres)
Garage Type	Attached

Location & Zoning

Street Address	1352 RIVER RD
City	GONZALES
State	CA
Zip	93926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MAP BOOK VOL 1 PG2 PAR B 5.56 AC T16 R4 POR OF SEC34
Legal Subdivision	A416 46
Legal Tract	16
Legal Block	2
Jurisdiction	MONTEREY CA
Township / Civil Division	GONZALES
Census Block Group	2
Census Block	2032
Census Tract	10804

Owner

Source: Monterey County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 782, GONZALES, CA 93926-0782
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
May 12, 2023	Grant Deed, Transfer · Conventional Mortgage AUGUSTA FINANCIAL INC
Sep 6, 2023	Re-recorded Document OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jun 25, 2021	Intrafamily Transfer, Transfer
Jun 29, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	May 12, 2023 · Amount on Record
Deed Document Number	202327666
Prior Transfer Date	Sep 11, 1995
Prior Transfer Doc	0033110588
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1352 RIVER RD, GONZALES, CA 93926
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	FNTIG, FNTG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 ABREGO ST, MONTEREY, CA 93940-3104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005679
Date	Feb 23, 2026
Instrument	2026005679

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 12, 2023
Property Address	1352 RIVER RD, GONZALES, CA 93926
Document Number	0000014534
Map Reference	VOL 7 PG 63
Instrument Date	Apr 26, 2023
Instrument	2023014534
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	870 ABREGO ST, MONTEREY, CA 93940-3104

Mortgage

Document Number	0000014535
Date	May 12, 2023
Instrument	2023014535

Lender

Name	AUGUSTA FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MONTEREY CA
Recording Date	Sep 6, 2023
Property Address	1352 RIVER RD, GONZALES, CA 93926
Document Number	0000027666
Map Reference	VOL 7 PG 63
Instrument Date	Apr 26, 2023
Instrument	2023027666
Record Updated	Sep 18, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	870 ABREGO ST, MONTEREY, CA 93940-3104

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 25, 2021
Property Address	1352 RIVER RD, GONZALES, CA 93926
Document Number	0000044246
Map Reference	VOL 7 PG 63
Instrument Date	Jun 9, 2021
Instrument	2021044246
Transaction Type	Transfer
Record Updated	Jul 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 584, GONZALES, CA 93926-0584

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Jun 29, 2020
Property Address	1352 RIVER RD, GONZALES, CA 93926
Document Number	0000031019
Instrument Date	Jun 3, 2020
Instrument	31019
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 584 GONZALES CA 939260584, GONZALES, CA 93926-0584
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 23, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Gonzales Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,297.00 (+8.9%)	$1,638,630 (+374.03%) Land $728,280 Building $910,350
2024	$17,720.00 (+348.27%)
2023	$3,953.00 (-3.07%) Homeowner's exemption	$345,678 Land $25,509 Building $320,169
2022	$4,078.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

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