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1352 Harbor Ridge Rd, Seneca, SC 29672 Property Records

Oconee County property record for 1352 Harbor Ridge Rd, Seneca, SC 29672 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,276 sqft
Lot Size1.17 acres (50,965 sqft)
Owner2 Individual Names on File
Last Sale$192,000 (Jan 2020)
Tax Bill$14,121 (2025)
Deeds & MortgagesNov 2022 Construction Loan
Feb 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN109-01-01-135

Property Details

APN / Parcel Number

Primary APN109-01-01-135
Alternative APN
  • 1073765

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area4,276 sqft Living Area
FireplaceFireplace

Exterior

Exterior MaterialFiber Cement Siding
Roof MaterialShingle
Lot Area50,965 sqft (1.17 acres)
Lot Dimensions1 ft deep x 139 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1073765
Street Address1352 HARBOR RIDGE RD
CitySENECA
StateSC
Zip29672-0499
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 136 (1.17 AC)
Legal SubdivisionHARBOR POINT SUB
Legal Lot Number136
JurisdictionOCONEE SC
Township / Civil DivisionWALHALLA
Census Block Group2
Census Block2011
Census Tract30302

Owner

Source: Oconee County records · APN 109-01-01-135

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address360 W CAPEWOOD AVE, SENECA, SC 29678-5408
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST CITIZENS BANK & TRUST CO
Feb 04, 2020Grant Deed, Transfer · Line of Credit
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Deed Document Number0025420003
Deed Book / Page002542 / 000003
Last Transfer DateFeb 04, 2020
Transfer Doc0025420003
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address1352 HARBOR RIDGE RD, SENECA, SC 29672-0499
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006450
DateNov 02, 2022
Book Page4396/129
Instrument6450
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.97%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6.95%
IndexOther
Margin3
Max Rate9.95%

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCONEE SC
Recording DateFeb 04, 2020
Property AddressSENECA, SC 29672
Document Number0025420003
Book / Page002542 / 000003
Instrument DateJan 28, 2020
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address212 LAUREL VALLEY WAY TRAVELERS REST SC 296908197, TRAVELERS REST, SC 29690-8197

Mortgage

Document Number39230188
DateFeb 04, 2020
Book Page003923/000188
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressSPARTANBURG, SC 29305-4389
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 03, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOconee County
Unified School DistrictOconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,121.00$43,806 (+512.67%) Land $7,150 Building $36,656$1,095,160 (+512.68%) Land $178,750 Building $916,410
2023$7,150 Land $7,150$178,750 Land $178,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450730303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 49% of the US · above 49% of South Carolina
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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